Alaska airlines credit card

Alaska airlines credit card Review

Credit cards are becoming are much needed these days for all the people. Many needs in this world are now bound by these credit cards which offer awesome benefits to the customers.

Especially when it comes to traveling they are the choice of the people. People all around the world don’t keep cash with themselves.

They prefer keeping a single card which can cover all of your needs with just a single swipe. These cards are very famous because they can meet all of your needs for purchasing online as well.

Alaska airlines credit card

Alaska airlines credit card

The popularity of these cards made it compulsory for the big airlines to introduce their own credit cards. Which not only facilitate people for traveling using their airline but also help them complete their other routine tasks.

Alaska Airline

One such card is issued by Alaska airlines these days. This card has all the features one can expect from a card which is used for the traveling purpose.

This card is often regarded as a famous companion of the people when it comes to the fares of airlines.

This card not only lets you travel using the Alaska airline but all other airlines in the world which have a partnership with the company.

Bonus points

The card will also offer you bonus points when you are approved by the company. These bonus points then can be easily redeemed at any store in the world.

The introductory offer of the card is worth many other cards in the world so make sure you do apply for the card right now.

Alaska Airlines credit card application

The application for this credit card is very simple. The best thing is that you will get a quick response from the company when you submit an application for approval.

They will reply you within the next 60 seconds after you submit the application and I think that is super-fast.

The application for the company is quite simple. You need to provide them with all the basic information regarding yourself to start the application.

Make sure you are a US citizen before applying for the card. They will ask for the billing address as well and that must be within US.

The second most important thing which they ask from the customers in the application is their financial and the job status. This is very important to make sure you provide them with the right information.

This is going to decide whether you are eligible for the card or not. They will also ask for your source of income as well.

There are some terms and conditions of the airline as well make sure you read all of them before applying for the credit card.

Alaska airlines credit card login

The login is indeed a very useful online resource of the company which is facilitating the customers all over the world.

All you need is to fulfill the criteria of the company and then submit an application to them. They will give you a username and password to log in to your account.

You can use this password and username for log in anywhere and anytime in the world. You can easily use your mobile, laptop or even desktop to log in to your online resource.

Here you can easily check your balance and all other information related to the connected account. If you enroll for the paperless statements they will provide you with that as well.

All you need is to log in to your account and get everything on your fingertips. All the information which is stored here is completely safe. The company uses a decoded language to store all the information about their customers.

You can also edit the information and your personal data in the account. You can easily make payments as well using the log in details give to your by the company.

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A balance transfer is also possible to the right from your home using the online portal of the company.

Authorize other users

You can also add and authorize other users to use your account without compromising the security of your account. They have very advanced and latest security system at the Alaska airline credit card.

APR for the purchases

APR of the companies keeps on changing for sure but the current APR of the Alaska airlines in from 16.74% to 24.74%. You need to keep in mind that it is based on the creditworthiness of your account as well when you first open your account.

When the account is made then the APR will depend on the market rate only.

APR for the Balance Transfers

This also depends on the creditworthiness of your account when you first open an account with them. The current rate is 16.74% to 24.74%. After the account is opened, this will also depend on the market rate.

APR for the cash advances

APR for the cash advances is also different of the company and this also depends on your creditworthiness when you first open an account with the company.

The APR for the direct deposit and the check cash advances is 19.74% to 26.74% and the APR for bank cash advances is 26.74%.

All these APR rates which are mentioned above may change with the changes in the market and completely depends on the prime rate of the market as well.

Penalty APR

The penalty APR of the Alaska airline credit card is up to 29.99% based on your creditworthiness. This APR will also vary with the changes in the prime rate in the market.

There can be APR on the transactions which are made from your account and are late.

The penalty APR is applicable on your account right after you submit a late payment to the company.

How to avoid APR

You can easily avoid the APR by the company by paying all the dues of the company on time to them. The due date of the payments is at least 25 days after the billing cycle is closed.

If you are able to pay the entire balance before the due date than, you will not be charged any APR or penalty APR by the company.

In case you are sending late payments then APR is applicable to them.

There is a limit of minimum charges as well on the interests. The minimum charges are not less than $1.50 on all the interest payments.

Fees of the credit card

The annual fee of the card is also depending on the credit you are allowed by the company. The fees will be assessed by the company before you start your purchases using the credit card of the company.

If you are assigned the minimum credit limit of $500, your initial available credit will be only about $425.

Transaction fees

Transaction fees are also applicable to all the accounts of the company. You need to pay $75 in transaction fees to the company which is a big amount but at the same time, the company is giving huge benefits to the customers.

Purchases

If you are using a non-financial institution for the transfer then either $10 or the 5% of the total amount is deducted from your account as transaction fee by the company. The amount which is greater is deducted from your account.

Balance transfers

Similarly, either $10 or the 3% of the amount of transaction is deducted from the accounts. The amount which is greater is deducted here.

Cash advances

If you are using a direct deposit or check cash advances then either $10 or the 3% of the amount is deducted from each and every transaction, the amount which is greater is deducted here.

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The cash advances for the same day online, ATM, over the counter and cash equivalent cash advances is either $10 or the 5% of the total amount which is used in the transaction. The amount which is greater among them is deducted from your account as a fee.

They don’t charge anything at all for all the foreign transactions which are done using the Alaska airline credit card. If you are enrolled for the overdraft protection cash advance then they will deduct $12 from each transaction of the credit card.

Penalty Fees

There are penalty fees as well in the credit card if you are not paying the dues to the company on time.

The late payment fee for the company on the credit cards is up to $38 for all the customers.

There is a fee for the returned payment as well. They are going to charge you $27 for the returned payment.

They use a special process to calculate your balance that too on daily basis. They will calculate the average daily balance and include all the new purchases in it.

The payments in the credit card are allocated to the balances which are posted. In case your account has the balance with different APRs, they will allocate the amount of your payment equal to the minimum total payment which is due to the lowest APR balance first.

The cash advances of the bank also include the following types, Cash Equivalent, Over-the-Counter, Overdraft Protection, Same-Day Online and ATM (to obtain cash, money orders, bets, foreign currency, person to person transfer of money, bail bonds, travelers checks, each from a non-financial institution, lottery tickets purchased outside the United States and casino gaming chips).

You can have other detail information about the company and how it is charging the penalty fees to its customers by visiting their official portal.

Alaska airlines credit card customer service

The customer service of the credit card is very dedicated and always available for you to solve all of your queries regarding the credit card and other general information.

You can contact the customer service of the company for all the reservations and other such details. They can be contacted for all the pre-flight inquiries as well.

You can talk to them about the existing ticketing, new reservations, about the mileage awards of the company.

They will also answer your questions regarding the mobile support and alaskaair.com

1-800-252-7522 (1-800-ALASKAAIR)

You can contact this number during the 24 hours of the day. They are always available for the customers.

For the people who are having problems in the hearing and speech the company have a dedicated number, you can dial 711 for the relay services of the company.

For the accessible services, you can dial 1-800-503-0101

You can also talk to them about the group reservations and they can be even 10 or more. The number for the group reservations is 1-800-445-4435

This number is not available for 24 hours. You can talk to them from Monday to Friday 6:00 am – 6:00 pm (PT). They are also available for the customers on Saturday at 7:30 am – 6:00 pm (PT). they are closed for the Sunday and you need to wait for the next day to inquire something from them.

Mileage Plan

You can also discuss the mileage plans of the company with the customer care anytime. They will answer all of your questions related to the post-travel.

The number for this is 1-800-654-5669. They are only available for the customers during the selected hours. You can talk to them from Monday to Friday from 7:00 am – 7:00 pm (PT)

You can also talk to them on Saturday from 8:00 am – 5:00 pm (PT), they are closed to the customers on Sunday.

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They also have another helpline for the people with speech and hearing problems. They can dial 711 for the relay services.

You can also write them on the mailing address of the company. The mailing address of the company is given below.

Alaska Airlines Mileage Plan

P.O. Box 13670

Des Moines, WA 98198-1009

Alaska Lounge airport lounge

You can make phone inquiries in the lounge of the company, the Alaska airline customer care number is given below.

1-800-654-5669

You can reach out to this number from Monday to Friday from 8:00 am – 6:00 pm (PT).

They are also available for the customers on Saturday as well from 8:00 am – 5:00 pm (PT).

They are not available to the customers on Sunday.

Mailing address

The mailing address of the Alaska lounge is given below which can be reached in case you are having any problem in the service of the company.

Alaska Lounge

PO Box 68900 – SEASM

Seattle, WA 98168-0900

Hotel, car or vacation packages

You can also make changes you already booked packages of car, hotel or vacation by visiting the website of the company.

You can also book these services by calling the numbers which are given below.

The number for the US clients is 1-844-762-0087.

If you are calling from outside the country then use the following number.

1-312-279-7762

These numbers are available for the customers for the 24 hours of a day.

Alaska airlines credit card benefits

Alaska airline credit card offers are very attractive for all the customers. You can earn different benefits from the services of Alaska airline credit card. They provide you the opportunity to earn miles using the credit card of the company.

The miles are given to the customers for making the purchases, credit, and adjustments using the credit card of the company. In short, the net purchases from the card are going to give you miles.

For spending a single dollar on the purchases you can earn a mile which can be redeemed later.

The customers can also earn bonus miles from the company, you can check the complete detail of the miles and how they are given from their official portal.

These miles can only be redeemed at the Alaska airline for traveling.

Benefits for fare

They also give you some benefits when it comes to the fare, using the credit card of the company you can get discounts from the company.

If you are qualifying the criteria then sometimes there is free bag checked benefit for the customers. This is mostly when you are having six passengers on the same check.

All the cardholders of the company are automatically enrolled in the program of the company. The moment your account is approved, you are the member of the mileage plan of the company.

Mobile banking

They also provide you with mobile banking and all other such offers like alerts regarding the activities which are performed using the credit card of Alaska.

There are certain restrictions as well for the benefits of each card. They also provide you with overdraft protection.

Alaska airlines credit card payment

There are different payment plans for the customers. You can use the mail services and send them using the check as well.

Make sure you are sending the payment to the company on time otherwise there can be a penalty on you.

Conclusion

Now, that you have an idea about the offers of the company and what all this credit card is giving to the people.

What are the things which you liked most about this credit card and how these things are good for you?

Your say

If you think some other traveling credit would be your priorities over this then do mention that card so we can talk about that as well.