Ann Taylor Credit Card

Ann Taylor Credit Card Review

Ann Taylor credit card is issued by the comenity Bank in collaboration with the Ann Taylor retail chain store which is one of the major suppliers of the women item products, located in the United States of America. The major products of the company are in the line of clothing, shoes, suits, jewelry, petites and other such products. There is a huge range of products available in the store which is also shipped by the company all over the world. There are a number of other styled dresses and specially designed products and accessories can also be obtained from the stores of Ann Taylor Inc. or Ann Inc. as famously known.

What are the different methods through which payment can be made at the Ann Taylor Stores?

Ann Taylor Credit Card

Ann Taylor Credit Card

The company offers a number of different methods through which the users can make payments on the platform of the company. The Ann Taylor Credit Card is one of the methods through which the payments can be made. There are a lot of benefits of purchasing stuff from the store through the Ann Taylor credit card and we will look into it in details in later part of this review. First of all, we will look into the Ann Inc. The company in details in order to give our readers an overview of it.

What are some of the interesting facts about the Ann Taylor and its Primary Company?

Ann Taylor is a major public listed company which was founded some 64 years ago in the United States of America. The company was founded in the year 1954 in New Haven, Connecticut. Headquarter of the company is located in the New York City at the Times Square. The company was founded by Mr. Richard while today Mr. Donald is the chairman of the company. The current CEO (2018) of the company is Ms. Katherine. The company currently works as a subsidiary of the major retail group known as the Ascena Retail Group. The company was under the subsidiary of the Ann Inc. until 2015 from its start but after 2015, the ownership was changed and it was given under the subsidiary of the Ascean Retail Group.

The company is one of the major employers in the United States of America as currently there are more than 19,900 employees working for the company all over the world. The company has two flagship stores which provide various products. The Loft subsidiary of the company also has a subsidiary store.

It is also one of the major revenue generator company which has an annual revenue in the range of $250 Million while the total assets of the company are in the range of $1 Billion.

What are the different domains of the Retail Group and what do they offer?

The brand of the company is marketed around the world under various different names which are Ann Taylor, Loft, Lou & Grey, Ann Taylor Factory and the Loft Outlet. There is a different website for all these but today we are just focusing on the Ann Taylor domain. The major difference between these different stores is the difference of products of the companies offered by them. Like the Ann Taylor stores offer the clothing products for the women. It is one of the best and high revenue generating domain of the retail group. It is also the first ever store of the company which is founded in the year 1954. All other domains of the company were initiated after this, during the period of expansion.

Ann Taylor

Ann Taylor Loft domain of the company was founded in the year 1966 and it is one of the major suppliers of the normal fashion and home items. The rating of the Loft Taylor stores is upper moderate which shows that the interest of the company towards this store is still high and major improvements and expansions will continue to happen. The credit card is offered by the Ann Taylor but it can be used in all these stores for making a purchase. Special rewards are also offered when the users make a purchase through the credit card outside of the Ann Taylor store.

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Lou & Grey stores of the Company

Lou & Grey is the third subdomain of the company which specializes in providing the Active-wear fashion. It is, however, not at the same level as the other domains of the company. The credit card is offered by the Ann Taylor but it can be used in all the stores Lou & Grey for making a purchase. Special rewards are also offered when the users make a purchase through the credit card outside of the Ann Taylor store.

The Ann Taylor Factory 

Ann Taylor Factory was the clearing sale factory of the Ann Taylor but over the course of the time, it is moving away from the sole providing factory and now the company is also starting to provide the merchandise of the company. The credit card is offered by the Ann Taylor but it can be used in all the stores of The Ann Taylor Factory for making a purchase. Special rewards are also offered when the users make a purchase through the credit card outside of the Ann Taylor store.

The Loft Outlet of the Company

Loft Outlet is the fifth domain of the retail group which provides a LOFT style of outlet environment. The bestselling and highly popular products and merchandises of the company are offered on the stores of the LOFT outlet which can be purchased by the people. Today, there are around 128 such outlets of the company present all over the world. The credit card is offered by the Ann Taylor but it can use in all the store’s Loft Outlet for making a purchase. Special rewards are also offered when the users make a purchase through the credit card outside of the Ann Taylor store.

What are some of the top Special Services offered by Ann Taylor Retail Group?

Apart from so many different domains of the company, a number of other special services from time to time are offered by the company which provides the people amazing opportunities to get the products of the company. The special services are offered when the time is appropriate and the marketing teams usually make these known to people through their campaigns. A number of special offers have been made known to the people which were named as Ann Taylor Celebration, Ann Taylor Collections, Ann Taylor Beauty and Loft Maternity. During these special offer days, various products of the company such as the fashion items, beauty products or the products important to the mothers were provided to the people at special discounts.

The Online Services and the delivery of the Ann Taylor store

Ann Taylor and the other associate stores of the company offer the world best online services as all the stores and the subsidiaries have their well-maintained websites. The products of the company are displayed on the websites from where the people can purchase the required products. The company allows people to purchase the products by making online payments while the products get delivered to their home by the delivery agency of the company. The delivery services offered by the company are among the best in the world and the products are shipped to the most parts of the world. The company is in collaboration with a number of delivery service providers so that the products can reach people in time.

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Ann Taylor Credit Card

There are different ways of making payments on the platform of the Ann Taylor website for purchasing the products of the company while at the same time the users can choose to opt for the online delivery services. Ann Taylor also offers a credit card in collaboration with Comenity Bank. The users can use the credit card to make payments on the platform of Ann Taylor while at the same time, they can avail themselves with the opportunity of winning various rewards, benefits, and discounts. The discounts and rewards which are offered through the Ann Taylor credit card are of different type and depend upon the nature of the purchase. We will look into the different kinds of rewards and how can you avail them in detail later in this article.

What are the different types of the Ann Taylor Credit Card? 

The Ann Taylor Credit Cards are of two different types which are namely known as Ann Taylor Card and the Ann Taylor MasterCard. The master card of the company is powered by the Master technology. Both these cards are exceptional in their functions and offer a wide range of options for the users. In terms of technology, the master card is universally acceptable and it has found greater usability in different parts of the world.

The users can get any of these cards and it is not much different from the usability in the United States and the services offered by them. However, there are few minor distinctions in terms of the rewards offered to the users of these cards. The master card offers slightly more rewards as compared to the normal Ann Taylor Card. Some of the rewards which are offered exclusively on the MasterCard are as follows:

  1. When the user tries to use the Ann Taylor Card on a grocery store or a gas station, the reward is not offered and no point is counted against the reward score. However, when the same purchase is made at a grocery or gas store, using Master Card, then 2 points are added to the reward score.
  2. When the user tries to use the Ann Taylor Card on any purchase other than in-store and online purchase, the reward is not offered and no point is counted against the reward score. However, when the same purchase is made, using Master Card, then 1 point is added to the reward score.
  3. When the user tries to use the Ann Taylor Card for making a first time purchase at any other place outside the Ann Taylor stores i.e. the other subsidiaries of the company, the reward is not offered and no point is counted against the reward score. However, when the same purchase is made at the other companies of the retail group other than Ann Inc. using the Master Card, then $20 reward card is offered to the users.

What are the major rewards offered to the users of the Ann Taylor Credit Card users at the retail stores of the Retail Group?

There are a number of rewards and benefits which are available to the users of the Ann Taylor credit and master card. The rewards and benefits range from reward scores as well as gift and reward cards which can be redeemed by the users for making a purchase on the store. Some of the rewards and benefits of the company are listed as follows:

  1. The company offers 5 reward point when the user spends a dollar on the purchase on the store. This benefit is offered on all the subsidiaries of the company and the reward score keeps on adding. The reward scores can be redeemed by the users when they reach a substantial amount.
  2. The reward points keep on adding until they reach the 2000 mark. When the reward points are 2000, they get converted to a reward card of $20 which can be used by the people for making a purchase at the online store of Ann Taylor. Similarly, when the reward points keep on adding, then the reward cards will continue to be issued to the users who can then use them to buy other stuff on the stores.
  3. When the users use the Ann Taylor credit card on other associate stores of the company for the first time, they are given a card of $20. The users can then use these cards to purchase stuff on the online stores of the company.
  4. The stores of the company offer a 15% off discount on first Tuesday of every month when the users make payment through the Ann Taylor credit card. The discount can be availed towards purchasing the stuff from all the stores of the retail group company.
  5. There is a reward of $15 as a birthday card gift on the birthday of the users. The birthday card can be used towards purchasing or getting a discount towards purchasing stuff from the various stores of the company.
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What are the conditions for getting the rewards from the stores of Ann Taylor?

There are some conditions which apply towards getting some reward at the online stores of the Retail group company. The conditions bound the users and the specific requirements have to be followed in order to stay on the path to getting the reward. Some of the applicable requirements for getting the reward are as follows:

  1. The reward rules are up to the management of the company and they can always be revisited.
  2. The reward provided is up to the credit rating of the user. The user has to maintain a good credit rating in order to be eligible for the rewards at the Ann Inc. When the credit rating of the person falls below the required standards, then the reward is not offered and the person has to clear the credit rating. The credit ratings are usually affected by not paying the dues or not paying the dues on time. The credit rating can be improved by paying your dues on time or well before the due date and time.
  3. The person needs to make a purchase within 12 months in order to be eligible for the rewards at the store. When the user does not make a purchase at the stores of Ann Taylor, then the rewards are not offered. Therefore, it is recommended that the users should make regular purchases, in order to be eligible for the rewards.
  4. The birthday gift cards are offered on the birthdays of the users. When the users create their account with Ann Taylor in the month of their birthday or a month before their birthday, then the users get the birthday gift in the next year instead of getting it in the same month. This is to avoid people getting the undue favor of the birthday rule. However, if the account was created and a purchase was made 2 months before the birthday month, then the gift card is offered.

How to apply for the Ann Taylor credit card?

In order to apply for the Ann Taylor credit card, the users have to visit the web address [www.anntaylor.com/creditcard]. Here, you will see two options i.e. Ann Taylor credit card and the master card. The benefits of the both are displayed and you can choose which one you like. Once you have made the decision, you can choose by clicking on “Apply now”. There you will have to provide some basic information after which your account will be registered.