What is Barclay’s Credit Card? The world is totally shifting from cash-based system to cashless system. The concept of cash is becoming old and new and advanced system and technology is used for the payments.
One of the most important developments in this scenario is the introduction of the credit card in the market which made the payments easier than ever.
You don’t need to keep cash with you and using the credit card you can also pay all of your bills and other payments online. It not only gives you ease but security as well at the same time.
They provide you more security and more ease and that is why becoming very famous among people.
Table of Credit Card Contents
Barclay’s Credit Card
One such card in the market is Barclay’s credit card. They provide a credit card as well as the master card to their customer who lets them shop and makes payments online easily. The card is an addition to already products and different features of the bank.
The structure and the functioning of the card are awesome which makes everyone think of using it in their daily life.
Barclay’s Credit Card Application
The application for the card is quite simple and just need some simple information and your previous credit history. In the end, it is your credit score which decides whether you are eligible for the card or not.
If eligible than which card suits your needs. To check all these things the company needs some personal and account information which they ask during the application.
The company is offering more than 1 card to its customers. When you apply for the card they will check different things and then look at their criteria approve your card.
The requirements of all the companies are different and this lets them decide what the needs of the customers are and which card is going to suit them best.
Your age must be over 18 to qualify for the card. The earning must also be more than 3,000 Euro a year. The employment of the applicant is also must for the card.
Your banking record in the last six years must be clean. You are not bankrupt during the last six years. In your banking sector, you must have at least one Country Court Judgement during the last six years.
The proof of the address of the country is also mandatory for the application of the card. All of your recent bill payments are also clear.
You can also visit their website and easily check whether you are eligible for the card or not.
Barclay’s Credit Card Login
You don’t need to visit the office or bank physically every time to manage your Barclay credit card. They will provide you an online resource to manage the account.
They are giving not only the individual but business accounts to the people. The will give you passcode and passwords which can be used to access the account.
The login will help you completely manage your account from your mobile screen or a single click from the desktop. You can easily view all of your past transactions and their complete history as well.
- Advantages of online management
The paperless statements of the credit card are also available in the account which you can view from this.
You can also stay up to date with all the offers of the company using the accounts online resource. They will let you know how many miles you have completed so far.
They will also tell you when you need to redeem your points which you earned by spending using the credit card of the Barclays.
The security of your account is a plus point. They will make sure that your account is secure in the best possible way. You don’t need to worry about the information you are providing to them.
One more thing you can also make payments directly from your account after logging in to it.
This means you don’t need to visit their office every time for anything related to the management of the card. Your online account acts like headquarter of the company and you can make all the changes to the account from there.
You can even edit the information which you provided to them initially.
They have partnerships with different airlines and gives you cash back rewards as well. They are not giving any sign-up bonus currently but other features of the card are worthy.
Barclay Credit Card Payment
You can make payments easily using the credit card of the company. The main aim of the card is to pay your bills. You can use many ways which are given by the company to make payments to them.
You can pay the bill directly by debit. You can also make the payments using the phone as well that too right from your home.
You can easily set up the direct debit payment after logging in to your account. After logging into your account you can also choose to make the payments online to them.
The payment system is made very easy with their advanced technology. All you need is to select the method and then select the payment and they will give you a receipt for the payment you made to them.
- Sign up and bonuses
The card right now is not giving any bonuses to the customer after signing up. Barclays believe that customers are looking for long-term benefits rather than asking for short-term initial bonuses.
They are giving many offers and bonuses to their customers for the long run. These bonuses totally depend on the annual spending of the card.
This strategy also leads to more usage of the card. More people will use their card to avail the sign-up bonuses of the credit card.
They are giving miles to the customers for their spending’s using the credit card of the company. You will receive bonuses from the company for completing the miles.
If you spend more than $15,000 in a calendar year you are going to earn 15,000 bonus miles from the Barclays credit card.
In case you spend an additional $10,000 then you are given 25,000 bonus miles which can be redeemed later.
If you can meet the threshold given by the company you can easily call it an earning card for yourself.
Just like the other cards in the world you can easily redeem these miles and then use them for further purchases. At average you are given 3% cash back from the card. Just in case you meet the threshold of the credit card.
Perks of the Barclays Credit Card
The arrival premier card of the credit card has no transaction fees and they can enjoy many other benefits of the company. They will also give you purchase protection and extended warranty as well.
The card also gives you a certain discount on the card.
There is many other points system as well which can be used by the customers. If your spending are big enough then this is the suitable card for you.
To trigger the bonus points of the company you must spend more than $25,000. The more spending’s mean that you can earn a lot of rewards and cash backs.
There are many other cards in the world which are competing with it. However, the benefits of this card are awesome and no other card will give you any such offer.
Barclay Credit Card Types
Barclay right now offers a different type of cards to its customers. Most of them will not charge you a fee for the first 18 or even 26 months but after that, you need to pay the fee for the card.
These all cards have different features and likewise, the interest rates of these cards also differ from one another. Most of them will not charge you any interest rate for the purchases made at the very start.
The credit limit of these cards is also different from one another. They all have different credit limits and on the basis of the spending’s different rewards and bonuses are given to the customers.
When you submit your application to the company they compare all the information you provide them and see which card suits you the best.
Barclay Credit Card Customer Service
However, you don’t need to worry about this because the customer care of the company is always available for the customers. They will assist you in all the possible ways and try to solve your problem.
- Ask questions online
Well, if you have some emergency query or question in your mind, you can reach them online as well. All you need is to type the question and then send it to them. They will make sure that query is answered in the best possible time. You can ask the question online by visiting the following link.
- Non-customers can email them
If you are not a member of the card yet but you need to inquire about something then you can send an email to the company. You can ask your query in the email and they will reply you within the next 2 to 3 business days.
You can send them an email by visiting the following link.
- Contact using sign video
You can also contact the company using the sign video as well. The signs must be according to the British signs language.
The service is available from Monday to Friday for all the customers from 8 am to 8 pm. During the bank holidays, the service is not available.
This service is completely free and you can use it on Saturday as well from 8 am to 1 pm.
All you need to use this offer is a computer with a webcam which supports Microsoft internet explorer 7 or above. You must have good internet speed as well to connect with them.
In case the service is having some kinds of problem you can mail them or even use the phone numbers of the company related to the service. The information is given below.
[email protected] or call 0203 3880771
For more information about this service or if you are ready to connect with them visit the following link.
The personal customer care number of the company is always available for the customers. You can use the service 24 hours. You can report the stolen or lost cards to them easily.
For all the local customers the helpline is
0800 151 0900 or 0333 200 9090
In case you are an international user of the credit card then use this number
+44 (0)1604 230 230
- Customer services of Hiltons honors
For the Hilton honors, you can contact the locally and internationally as well.
The numbers for the locals are;
0333 202 1145
The numbers for the international customers are;
+44 (0)1604 230 230
You can easily replace the card and use the advance of the cash as well. All the services of the company easily are availed and then the customer care service will also try to solve your problems.
The numbers of the credit card are
The numbers for the locals are 0800 161 5308
The numbers of the International customers are: +44 (0)1604 230 230
- Application and new customer’s helpline
A helpline of the company is also dedicated to all the new customers as well. This service is however not available during the bank holidays but except close days you can contact them from 8 am to 11 pm.
The numbers of this helpline are
0800 731 0200
- Freedom reward services
A helpline of the company is also dedicated to the rewards and points of the company. You can contact them at this number 0800 161 5303.
The international number of the helpline is +44 (0)1604 230 230. The service is available from Monday to Friday from 9 am to 8 pm. You can also contact them on Saturday as well from 9 am to 4:30 pm.
You can also contact them on Sunday and during the bank holidays as well from 10 am to 4 pm.
- Internet customer service
The services are also available for the internet customers as well. The numbers are 0800 161 5300 and 0333 202 7900. The international customers can use this number +44 (0)1604 230 230. This service is available from Monday to Sunday from 7 am till midnight.
- Other important customer care numbers
For all the 3D secure queries the number is 0800 161 5306.
The helpline for the deaf is 1 8001 0800 161 5276
The fraud advisor of the company can be contacted here 0800 318 665
The cash back services of Barclay card are available at 0800 151 0900 and 0333 200 9090
The company right now is offering many cards for the customers after looking at their needs and credit limits as well. The card is obviously not for you if you don’t spend much during the calendar year.
If you spend a lot then this might be useful for you. As we mentioned above as well that the card is charging a fee as well but that is justified looking at the rewards they offer.
The only bad thing about them is that they don’t offer any bonuses to the customers at the very start. Offering them such things can be very attractive but they believe in giving long-term reliefs to the customers.
When we look at the long-term relieves and the bonuses then the cards look really well. The best thing about the card is that it can be used anywhere in the country. The payment process is also very easy and in case you faced some problem the customer care is also always ready to assist you.
The give a lot of security as well to the information of their customers and make sure it is protected. Your balance history is also not shared with any third party.
These are some of the things which make it one of the best cards for overall use in the country. Now that you read all the information about the card, what do you think about it? Are the features and the cash back offers lucrative enough to go for it? If you think some other card is even better to use then mention it here so that we can inform our audience about that card as well.