Best Rewards Credit Cards

Best Rewards Credit Cards Review

Travelling is what makes you better in all the aspects. You can easily learn many new things while you are traveling. You certainly need good facilities during the traveling.

All the travel cards make sure that you travel easily around the world and achieve elite member status from the most of the hotels around the world.

Using these cards you can enjoy many other perks of traveling and easily get tickets from the airlines all around the world.

These cards are very good when used for cash back and redeeming as well. They give you a lot of ways for redeeming and other rewards.

Best Rewards Credit Cards

Best Rewards Credit Cards

These cards are further divided into three categories which are general travel cards, hotel cards, and airline cards. Each type of card has its own importance and will help you in an awesome way.

Sometimes you can get two features in just a single card but then they are dealing a specific brand only.

The points which are redeemed from these brands can only be used at the respective brands.

Chase Sapphire Preferred Card

This card is good for you if you are looking for large travel spending’s and they will offer you really big sign-up bonuses as well.

Annual fee

Well, for the first year the fee is only 0$ and then later they will charge you $95 as an annual fee on the credit card.

APR

APR of all the cards is variable but the current APR of the card is 17.74% to 24.74%. The best thing about this card is that they are not charging any penalty APR from the customers so far.

Credit

This card requires you to have an excellent credit score. If you are applying for the credit card and your score is not good then it is not going to approve.

Fee for balance transfer

Looking at the features of the card the balance transfer fee is justified. They will charge you 5$ for the balance transfer or 5% of the amount which is being transferred.

Whichever amount is greater will be deducted from the account.

Fee for cash advance

The same is the case for the cash advance fee. They will deduct 10$ from the account of 5% of the amount of the cash advance.

Whichever amount is greater will be deducted from the account.

They won’t charge you anything for the foreign transaction which is a big plus of the credit card.

Other main benefits

Some other benefits of the credit card include 50,000 bonus points which are given to the customers when they spend more than $4,000 in the first 3 months for the purchases.

When you redeem this amount at chase it becomes $625 which is indeed a big amount and can help enjoy more on your travel.

According to Money magazine, this card is regarded as the best for traveling in 2016-2017.

They will also give you 2 points for travel and dining at the restaurants all over the world. They will also give you 1 point for all other spending’s as well during your travel.

You can get bonus points from the company for authorizing another user as well but you need to make sure that user makes a purchase within the first 3 months after the opening of the account.

They don’t have any travel restrictions and any blackout dates which means you can travel all around the world anytime you wish to.

Capital One Venture Rewards Credit Card

This card is best for you if you are looking for flat-rate travel rewards during traveling.

Annual fee of the card

The intro fee for this card is also 0$ but after the first year, they will charge you $95 for the rest of the years.

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APR

As we all know that APR varies from time to time. The current APR of the credit card is from 14.74% to 24.74%.

They are also not charging any penalty for the late APR fee from the customer which is a good thing.

Credit requirement

Well, you need good credit to get approval for this credit card. It is recommended that you go for this card only if you have an excellent credit score.

In case of an excellent credit score, the chances of approval are much greater.

Balance transfer fee

The balance transfer fee for this credit card is 0$. Which means you can easily transfer a balance without any worries about the charges.

Fee for cash advance

The fee for the cash advance of this credit card is 3% but make sure the amount is not less than $10. If it is less than $10 then they will deduct $10 as cash advance fee from your account.

Transaction fee for foreign

They are not charging anything from the customers for the foreign transaction so you can freely make transactions out of the country.

Other main benefits

Some other benefits of this card include bonus points of 50,000 on spending $3,000 in purchases during the first 3 months of the account opening.

This equals almost $500 which is indeed a big amount when you redeem it.

You can also earn 2 miles for every purchase made from the credit card. You can also earn more points at many restaurants and hotels all around the world.

Using this credit card you can stay at any hotel around the world and fly using all the airlines of the world.

They also don’t have any blackout dates which mean you can travel freely all around the world. The best thing about this card is that the miles earned never expire and you can earn as many as you are eligible for.

The platinum credit card

This card is issued by American Express and is very suitable for travel purposes. The bonus and rewards offered by this card are very good.

Annual fee

Well, the annual fee of the credit card is too high but at the same time, they are also offering amazing offers, discounts and cash backs to the customers.

They are going to charge you $550 for a complete year.

Requirements of credit

You need a really good credit score to get approval for this credit card. You can get approval even with a good credit score as well but excellent credit score is recommended before applying.

Other main benefits of credit card

There are many other rewards and points offered by the credit card which includes bonus points of 60,000 to the customers as a membership gift which is given after spending $5,000 from the credit card during the first three months of the account opening.

They are also giving a bonus for the Uber rides to the customers. You are given VIP status by Uber if you have a basic card of the company.

Rewards points are given to the customers when they book a direct flight using the credit card of the company. You are given 5 reward points for each booking.

If you are dining at the eligible hotels of the credit card then you are going to get 5 reward points for that as well.

The platinum members of the credit card can enjoy even more perks using the card and get access to the Global Lounge Collection.

This credit card also gives you some benefits as a compliment and the value for these rewards is $550. These compliments are given to the customers on the fine hotels and resorts of the credit card.

They will also charge you another fee which includes airline fee credit and other baggage charges only if you qualify the criteria of the company.

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Gold Delta SkyMiles

This is another card good for travel and is issued by American Express. This is best for the customers which are looking for loyalty airline rewards.

Annual fee

This card will not charge you anything for the first year but after that, they are going to charge you $95 for each year.

APR

APR is variable but the current APR of the credit card is 17.49% to 26.49%.

They also charge a penalty APR from the customers which are also variable. The current penalty APR of the credit card is 29.99%.

Credit Requirements

You need really good credit to get approval for this credit card by American Express. It is recommended to have an excellent credit score before applying for the card.

Transfer fee for balance

They will charge you fee for the balance transfer as well. The fee for a balance transfer is $5 or 3% of the total amount which is being transferred.

The amount which is bigger in both of them is deducted as a fee from the customers.

Fee for cash advance

They also have the same terms and conditions for the cash advance. They will charge you $5 or 3% of the total amount.

The amount which is greater among this is charged a fee.

The best thing about this credit card is that they won’t charge any foreign transactions fee from the customers.

Some other benefits

They offer many other benefits to the customers. They will give you bonus points of 30,000 miles if you make more than $1,000 purchase in the first 3 months of the account opening.

If you made a Delta purchase in these first three months then credit statements of $50.

All the purchases made directly via Delta also give you 2 miles. All other purchases made through the card are also eligible for a 1-mile reward.

If you are going for a round trip with your family then you can save up to $200 on every trip.

There are some other terms and conditions which apply to the rewards of the credit card and you need to make sure that they are in good condition.

Bank of America Travel Rewards Credit card

This card is best for you if you are looking for low travel spending’s and want a more sign-up bonus.

Annual fee

The card gives a more sign-up bonus and has no annual fee for the customers which together become a big benefit for the customers.

APR

The APR of this credit card is variable when it comes to purchases and the balance transfers.

The APR of the company these days is 16.74% to 24.74%.

They also charge a penalty APR from the customers and that is up to 29.99%.

They also have intro APR for all the purchases but that is not applicable during the first 12 billing cycles.

Credit requirements

You need to have an excellent credit score to get this credit card from the company. Apply for the credit card only if you have excellent credit scores.

Balance transfer fee

They will charge you $1o as balance transfer fee or the 3% of the amount which is being transferred. Whichever amount is greater will be deducted from the account.

They don’t have any charges for the foreign transactions. The company has a cash advance fee as well for which you need to read the terms and conditions of the company.

Some other added benefits of the card

There are many other additional benefits of the card as well. You can get 1.5 points from the company for all the purchases and the best thing is that these points don’t expire.

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20,000 bonus points are also given to the customers if you make purchases of more than $1,000 in the first three months of the account opening. This almost becomes a statement of $200 when you redeem them for travel.

They don’t have any restrictions at all, no blackout dates by the company and you can easily book your flight from any part of the world.

The redeem points can also be used for paying the vacation packages, rental cars, baggage fees and all other stuff during the travel.

They have advanced and better security for their customers so you can trust them for all your money related matters. The chip technology is used by the company.

You can easily increase your bonuses if you are a preferred reward client of the company. The increase in your bonus points can be up to 24% to 75%.

Hilton Honors Ascend Card

This is another great card when it comes to traveling and is issued by American Express. They have very large welcome offers for the customers and have the best loyalty hotel rewards as well.

Annual fee

Yes, they have an annual fee as well for all the customers. You need to pay $95 each year an annual fee on the credit card.

APR

APR of the credit card is variable. The current APR of the credit card is from 17.49% to 26.49%.

The good thing about the card is that they are not charging any penalty APR from the customers.

Cash Advance Fee

They have cash advance fee as well for all the customers. You need to pay $5 for the cash advance of 3% of the total amount in cash advance.

Whichever amount is greater will be charged from the account as cash advance fee.

Foreign transaction fee

They don’t charge any foreign transaction fee from the customers.

Some other additional benefits

The card offers many other benefits to the customers. You can get up to 100,000 from the company if you make purchases of $2,000 in the first three months.

They are also giving weekend night rewards to the customers when they spend more than $15,000 on weekend nights during the calendar year.

If you use the card directly on hotels and resorts which are authorized by the company, then you get 12 bonus points from the company.

If you use the credit card of the entire restaurant, supermarkets and gas stations in the US then 6 points are given to the customers for each dollar spent.

All other purchases from the card are applicable for 3 points per single dollar.

You can also get diamond status of the credit card if you spend more than $40,000 from the credit card in a calendar year.

Some other terms and conditions also apply to the credit card which you can check from their official portal.

Conclusion

Keeping cash with you, while traveling is not an option these days. You need to shift to cashless transactions and these cards are the best choice you have during the travel.

You have already read the offers and rewards which these cards are giving and have a better tour with your family and friends with the help of this card.

They not only give you these benefits but a good source of security as well during the traveling. You can choose the card after looking at the budget you have for traveling.

Make sure you read all the terms and conditions of these travel reward cards to benefit from the offers they are providing to the customers all over the world.

Your say

You must have used any of the mentioned cards for your traveling needs. Which card do you think is best for the traveling and why?