Macy’s Credit Card Review (Guide in 2018)

If you are a Macy’s shopper wanting to save money, get bonus rewards, you should definitely apply for their credit card. The departmental chain store homes expensive gears, jewellery and home improvements products.

There is a wide range of products as their departmental store located all over America and thence locating one near you may not be a big problems-there are 699  store locations in Puerto Rico, Hawaii, Guam etc.

Furthermore, the departmental store not only sells its products in the US but also ships the same to more than 100 countries.  To close the deal and order for good online, there will no better way of doing so than using the Mercy credit card for making online payment- it’s fast, secure and hassle-free.

Creating Macy’s Credit Card Login

Macy’s Credit Card
Macy’s Credit Card

As previously stated, the creation of the Macy’s credit card login will enable you to pay for bills online and shop seamlessly regardless of your geographical distance. To create the login, visit Marcy’s official credit card site.

If you are already a credit card member, you won’t need to create a Macy’s credit card login for the second time but you will proceed and enter your User ID and password to log in. The latter process is already covered well on the Macy’s website.

The first box to your left is conspicuously highlighted in red colour and is used for returning or already authorised customers. However, if you don’t have a Macy’s credit card account, you can create one. Click on the create an account link which is highlighted in a red colour and its next to the sign in button.

Macy Credit Card Mobile Login.

If you are not okay with the web login to check your account balances and enabling you to pay your bills online, you can try out the Macy’s mobile app to access various payment features of your credit card. The app is iOS and Android compatible.

Once you have been logged in, you will be able to check your account balances, pay for credit card bills online, set up your account preferences, check your account points, access account payment and receive records. There are plenty things you can achieve with the credit card app.

Of course, you have to download the mobile app which is available as a free download on the Macy’s app store.  Proceed to open the app where you will input your user credentials- Macy User ID and password. You will not need to create new credentials but you will utilize the prior Macy credit card login credentials.

Still, if you encounter problems with the signing in, possibly you either forgot your user ID and password, you can seamlessly retrieve your password by clicking the forgot password link.

You will proceed by entering your email address proceed with the next process till Marcy’s credit card password recovery customer service will send you an email on the best way to recover the password.

Macy’s Credit Card Payment.

There are different methodologies that you can use to make payments using the Macy’s credit card. If you are adept at online payments the options are well envisaged. If you not okay with the online payment, you can make the payments via, email, mail or call.

How To Make Payment With The Macy’s Credit Card Online

The beauty of online payments is that the process is easy and hassle-free. You will need to have registered for a credit card- Macy’s or American Express credit card. Thereafter proceed to your online credit profile. Input your account number, credit card number and other prerequisite details that will facilitate online payment.

If you encounter problems login in problems, the customer service will be ready to assist you 24 hours 7 days a week. There is the account assistance that will help with further payment queries and online payment account adjustments

READ  Discover Credit Card Review (Guide in 2018)

How To Make Macy’s Credit Card Payment Via Mobile and Email And Mail

If you want to make non-online Macy’s credit card payments, beginning by sending your account number and other payments details and queries to Macy’s American Express @ Accounts payments, P.OBOX 9001108, Macy’s credit card payments P.O. BOX 1001094 Louisville, KY 40290-1094.

For Express credit card mail payments address your email to consumer payment department 6716 Grade Lane Bldg. 9, Suite 910Louisville, KY 40213. To make payment using the credit card payment call service, call 1-888-257-6757.

For seamless aid, you need to have with you your Macy’s account number and other prerequisite validation requirements that will confirm you indeed own the account. If still, all these payment options seem like a second language to you, you can use the in-store payments and use cash, money order or debit card. You can easily locate a Macy’s store that’s is near you and pull this through

What Are Macy Credit Card Payments Benefits

There are two credit cards you can use to pay for goods at the Macy’s store.  You can either choose the Macy’s credit card or the Macys’s American Express credit card. The availing of two credit cards gives their clients a choice and a minimal range where they can choose the best credit card to use.

With the Macys credit card, you will receive a 5% back in rewards with no merchandise that you can purchase exclusions. Free shipping and birthday offer- you will have to license the customer service to confirm this.

With the America Express credit card, you will be eligible to make purchases in other stores that are not Macy’s. This is a nice benefit that is not envisaged with the wide variety of other credit cards. You will not pay an annual, fee, receive travel benefits, Get 1%back on the other purchases that you will make in the other outlets.

There are still birthday offers and reward programs and the more you shop, the more you will earn the bonus payment. There are other customised payments offers that you will receive as you spend more money with any of their credit cards.

Macys Credit Card Customer Service

With a lot of their stores located all over the USA and the shipping of the products to more than 100 countries, you will definitely need to have a stealer customer service to iron out shipping, payment and other of their credit card queries

Of course their customer service infrastructural set up is adept and well prepared to meet the customer queries. You can get in touch via mobile phone, send an email or mail. Their other active communication avenue includes Facebook, Twitter and on their website.

However, the most of the queries received fall into some common broadband and the understanding of the same may help while you solicit for aid online. Most customers have problems with the credit card interest rates, benefits, the redeeming of the plenty points and other credit card security concerns.

Their credit card call number is 1-877-493-9207 and you can call from Monday to Saturday 9am-9pm. If you are to call on Sunday do as from 11 am to 8 pm. The average call wait is 14 mins. However, you don’t have to wait for 14 minutes – unless your query can only be sorted out via a call

Their live chart can really work out wonders and just as the term suggests, you can barely wait for at least 2 minutes and a live agent will be available to iron out your issues.  I also find it helpful if you were to visit the Macy’s FAQ page. There are some insightful comments and information that may help you get what you wanted.

READ  BP Credit Card (2018) Login, Application and Customer Service

Try Out These Macy Contact Numbers

The customer service number is 866-593-3929 and if you have furniture and bedding queries you can call 888-431-6229. Their other customer service number is 877-204-7996. These numbers may direct you to the credit card department centre.

And at times they may iron out your issues if it’s within their capacity. Like they can direct you on how to apply for their credit cards, answers some non-logistic questions that are not a must forward to the credit card department

The customer service mail contact is Macy’s Credit Card 7 West Seventh Street Cincinnati, Ohio 45202. However, if you downloaded their mobile application, you will only call the above customer service contacts for salient credit card issues.

You can access most of their services online by just a single swap of your phone screen.   You just need to have registered for online access to access the Macy credit card mobile app privileges. The sign-up process is easy and it encompasses new applicant and gives passage to prior authorised users to manage their online credit cards accounts.

What Can I Do with a Macy’s Credit Card Phone Number?

The Macy credit card phone number is 1-888-257-6757 and for visually impaired, they can use the number 1-800-281-0820. This call can provide you with a lot of freedom to pay for ordered goods and services. You can just call to make payment and avoid the hassle of downloading the mobile app, visiting their website or paying cash at their stores.

Still, you can call the number to cancel your credit card in case the same is lost or stolen and you fear that the security of your credit account may be jeopardized. Pulling out the latter by sending an email may not be as fast as making the call for credit card cancellation.

Furthermore, the credit card number can help determine the latest offers, confirm   other Macy’s credit card services like offers they have on shoes, gift cards, dresses and other of their products they are selling

However, the use of the Macy credit card numbers and their other customer service number in unison may streamline your shopping. Implying that in case you don’t get instant help even if you have called the credit card number, swap to the customer service number and you will be redirected or your queries may be ironed out.

Mercy Credit Card Apply- Is It Worth Your Hustle?

There is definitely a million credit card that you can apply for – inclusive of the Macy credit card. However to determine If these credit cards meet the qualities of a good credit card, we will analyse some of the credit card lowlights and highlights.

When you apply for the credit card, get verified and manage to make $100 purchases, you can save up to 20%. The new account discount is however subject to credit card approval and will be subject to the Macy’s backstage and the Macys.com purchases.

The discount cannot be cumulatively used with the other discounts and applicants who do not qualify for immediate approval and their application requires further processing will not receive these discount.

Macy Credit Card apply-Other Coupons and Loyalty bonuses.

The moment you open a Macy’s account, you will automatically be enrolled to the Silver Status- which comes with some benefits. However the more you spend ranging from $500-$1199 after 30 days when you opened your account, your account will be upgraded to the Gold status.The upgradation comes with more redeemable points and VIP packages offer that will bulge your wallet

Free Shipping Subject To No Minimum Purchase

Don’t get surprised as a review of the Macys stores products ranges from $50 plus implying the minimum you can spend is $50. However, the shipping is done to a single US location from where you will solicit your own means to collect your order.

READ  USAA Credit Card Review (Guide in 2018) Read Here before Applying

There are other cash back rewards on the purchase, the out store rewards and the star money rewards which are good offers that make the credit card worth your while and hustle.

The Low lights With the Macy’s Credit Card.

The card doesn’t offer much benefit for newbies applicants but benefits the most their authorised users who have spent quite some dollars purchasing goods using their credit cards. Furthermore, the card doesn’t compensate much for the non-frequent shoppers.

They have the options to apply for the other Macy credit card but there are no many customers who will apply for two credit cards from one departmental store. For individuals with a bad credit card score, this is not the card that will help you bounce back from the latter.

Macy Credit Card Apply Bottom Line

The card perks are somehow good if you are not a onetime purchase and plan to shop at their store for a great period of time. Some of their offers seem fair as there are different ways one can qualify and upgrade to benefit the most.

However, for the guys who have a bad credit card score rating, it will be a daunting task for your credit card application to get approved as they have some of the stringent credit card processing procedures. These may not be the credit card that will aid you to bounce back from a bad credit card score.

Macy’s Credit Card Alternatives

If you don’t fancy the offers and the promotions which come with the credit card, there are other credit cards that you can apply on and still build your credit card score while benefiting from some of the breath-taking offers they provide. However, most of these cards interest rate margin isn’t big when compared to the many credit card.

Discover It Credit Card

The cash back provided by the credit card is good when compared to the Macy. The discover it credit card offers only targets newbies customers, There is a 5% cash discount that is charged on bonus categories that are updated quarterly.

The offer is curtailed to only benefit the new customers and gives time for newbies to redeem and benefit from the same, unlike the Macy credit card where the 10% immediate bonus purchase offer is only availed to the customers who will get an instant verification. If you don’t, the offer becomes obsolete which is not fair.

Chase Freedom Credit Card.

These should be your number one credit card. Their offers are captivating and they have a long time span for newbies applicant to get the better of the same. There is the $150 after you spend a sum that is equivalent to $500 within three months. The amount is beatable and achievable.

Furthermore, the credit card APR offers is one of the best and there are no APR charges for the first three months of account opening, and the same offer holds for balance transfers. Afterwards, the credit card charges a variable APR rate- which most credit card companies do not provide –ranging from 16.49 to 25.24

The most captivating offer with this credit card is one earns a 5% cash back which is equivalent to $1500. The offer only applies to bonus categories but it will be worth your hustle if you worked hard to reach the stage

In conclusion, the Macy store shop is great however there are some of their credit card offers which need to be tweaked a bit to benefit new applicants.  Both the Macy store card and the American Express version do not compare well with other credit card offers and versions.