Pier One Credit Card Questions

What is Pier One Credit Card? Pier 1 offers a wide range of products in the field of home improvement products and it also offers a credit card to its users in order to help them make payments at the stores and online site of the store. Comenity bank offers the credit card of store, which is a source of great discounts and rewards for the people. In this article, we will discuss the significance of the credit card offered by the store as well as how you should use it if you are a regular customer of the Pier 1 stores. The credit Card can also be used in order to buy the stuff online from the website of the company. We will also discuss in this article how by making payments through the credit card, you can get discounted rates on shipping.

Pier 1 Company Profile

Pier One Credit Card
Pier One Credit Card

Pier 1 is one of the biggest home décor and furniture stores in the United States of America and it specializes in providing a wide range of home improvement products to the people all over the country. The store originates from the state of California in the United States where it was founded as a hippy baby boomers store, which over the course of time grew into one of the world’s biggest home improvement, and ecommerce store. The HQ of the store is present in the state of California, USA. The current CEO of the company is Mr. Alexinder James.

Pier 1 is a public company, which means that it is listed on the New York Stock Exchange of the United States of America. Pier 1 is a huge company with Total assets of the company nearing around $1 billion while the total revenue of the company is also huge in the range of $50 million. The company is ever evolving with huge improvements being made to the structure, operations and products of the company in order to make sure that only high quality products and high quality services are offered to the people through the stores of the company spread all over the world.

The Partnership of Pier 1 with Relief and Charity Providers All Over the World

The Pier 1 Company has a number of partnerships with major relief and charity providers all over the world with which it cooperates in order to provide relief services to people. The major partner of the Company is UNICEF, which is leading the relief activities in war-hit countries around the world. The company also has many other partners all over the world, which reflects the moral compass of the company.

What are the Major Products available at the Stores and Online site of Pier 1

The major products of the company are usually in the field of holiday & gifts, rugs & curtains, pillows & cushions, dining & entertaining, bed & bath, decor, lighting & candles outdoor, kids & pets, sale & clearance. The top products are usually in the categories of home furniture’s, decoration items, table top items, sensational décor, antique design item and a whole bunch of various items which can be used by the people for improving the look and standard of the homes. The original name of the company is Pier 1 imports Inc., which shows that all kinds of home décor items, which are found all over, the world, can be found on various stores of the company.

History of Pier 1

The company was first established in the year 1962, which is some 56 years ago, in the state of California where the first store of the company was established for the people for providing them high quality home décor items. Over the course of time, the company has tested huge success and the stores of the company have continued to spring up in all parts of the country.

Today, it is estimated that there are more than 1000 stores of Pier 1 spread all over the company, which are providing unique and low priced high quality services and products to their customers. During these years, the company has also managed to be listed on the New York Stock Exchange, which shows the trust of the investor in this company. In words of one of the major investor of the company “The image of Pier 1 is quirky and the logo of the company is iconic”. Similarly, another investor of the company describes it as ever original and ever evolving.

Interesting facts about Pier 1

Below we will look at some of the interesting facts about Pier 1 store in order to educate over readers about it and to generate their interest. Some of the interesting facts are as follow:

  1. The company was first established in the year 1962 i.e. some 56 years ago. The first store of the company was established in the city of San Mateo in the State of California of the United States of America.
  2. However, Headquarter of Pier 1 is today located in the State of Texas in the city of Fort Worth in the United States of America. The planning and the decision-making on the bigger scale is controlled from headquarter of the company.
  3. Today in the year 2018, the CEO of Pier 1 is Alasdair James.
  4. Pier 1 is one of the biggest retail chain company in the country that has a huge number of stores spread all across the United States of America. According to an estimate, there are more than 100 stores, which are spread in most of the states of the United States of America.
  5. Pier 1 is also one of the biggest employer in the United States of America with more than 13,500 workers working for carious stores of Pier 1. The sheer number of people working for the stores and earning their living through this way shows the importance of the company in the United States of America.
  6. The company is listed on the New York Stock Exchange that shows that it is one of the major companies in the country. On the stock exchange, the company is present with the name of PIR. The company was listed on the stock exchange in the year 1970 while in the year 1972, it was listed on the New York Stock Exchange.
  7. The company is also present on NASDAQ stock exchange. The ranking of the company on the S&P 400 index was demoted one point after it added PMTC in its portfolio.
  8. In the year 1966, there were a total of 16 stores of the company while in the same year headquarter of the company was shifted from California to Texas state of the country.
  9. In the year 2012, the company shows sales of $418 million, which is a huge number by any standards.
  10. In the year 2008, Chesapeake Energy bought headquarters of the company for $104 Million.
  11. The CEO of the company Alex Smith left in the year 2017, which triggered the becoming of Alex Smith as the new CEO of the company.

Online presence and the website of Pier 1

It was managed to grow an extraordinary presence on the internet through which the ecommerce services are being offered to the people. The website and the app of the Pier 1 company is easy to use and it provides the people an opportunity to get everything delivered to them through the easy means of Ecommerce. In this way, when the people visit the website of the company, they search all the products, which can be found on the physical stores, and then they add the items required by them in the basket. After they have searched all the items that they need and added them into the basket, they can go ahead to check out. Here, they can chose to make payments through the electronic means.

How can you get free Delivery on Pier 1?

It is the policy of the company that if the purchase amount is greater than $49 then free delivery services are offered to the people while in case when the purchase amount is less than $49 then the users have to pay for the delivery charges as well.

Delivery Services Offered by Pier 1

The delivery services provided by the company are among the best in the world as through this service, the products can be delivered to the doorsteps of the people and they do not have to travel to the stores. In this way, they also manage to avoid the fuel cost, which would incur because of the people traveling to the store and coming back while through the Ecommerce services they can get special discounts as well.

Pier 1 Credit Card

The home improvement retail chain stores offer a credit card using which the members can get discounts and benefits on the products. The store offers credit card to the users so that they do not have to make payments in cash. The users can make payments through the card and then pay the fee that is applicable after a month. The store offers three different types of credit cards such as Cobalt Credit Card, Pearl Credit Card and Platinum Credit Card. The benefits and rewards available to the users on these cards vary from each other and the best credit card is the Platinum card. The users can any of these subject to approval by the store. In this article below, we will discuss the best services that are offered through the credit card by the store.

Top 8 Services and Perks available to the users of the Pier 1 Credit Card

  1. Rewards Points: Pier 1 Credit Card is a rewards card and it offers one of the best rewards accumulation services to its users among the various commercial credit cards present in the world. Rewards points are a source of amazing discounts for the people as it lets them get the discounts as well as purchase more stuff by paying less. Reward points are offered when something is purchased through the credit card. It means that some amount is returned back to the users, which can then be used in purchasing other stuff.


When the users purchase stuff through the Pier 1 wholesale Club Inc. Credit Card, for every 1$ spent, the users are provided 1 reward point. The users get a 15$ certificate against the reward points of 200 points. The reward points keep on accumulating and when a significant number of reward points have been accumulated, the users can purchase something from the store against those reward points. Some of the policy and terms which apply on the rewards system are as follows:


  • The customers need to make a purchase or redeem the reward points within a specific period of time.
  • The customers need to make a purchase in 12 months in order to keep their reward points valid.
  • Monthly reward benefits are offered by the store, which can be a source of amazing deals. The users should keep on visiting the site of the store in order to stay updated with the latest deals.
  • Reward points also provide birthday bonuses to the users. Greater the reward points accumulated by the users, better the reward they can get on birthday.

The Pier 1 credit card allows the accumulation of a great number of rewards points, which can in turn be a source of great monetary benefits to the users. If you buy more and more from the stores of Pier 1 than the rewards points and the dollars will continue to accumulate.

  1. Discounts: Some of the highly lucrative discounts are available for the users of the Pier 1 Credit Card on purchase of stuff from the associated stores or online purchase. There are three different kinds of credit cards offered by the store namely Pearl Credit Card, Cobalt Credit card and the Platinum Credit Card. The discounts available on all these credit cards are as follows:
  • Using the Pearl Credit Card, you can get 15% discount on your first purchase. You can also get the birthday bonus, which is available on all the cards. The birthday bonus on Pearl Credit Card is 10%.
  • Using the Cobalt Credit Card, you can get 20% discount on your first purchase. You can also get the birthday bonus, which is available on all the cards. The birthday bonus on Pearl Credit Card is 15%.
  • Using the Platinum Credit Card, you can get 20% discount on your first purchase. You can also get the birthday bonus, which is available on all the cards. The birthday bonus on Pearl Credit Card is 15%.


  1. Foreign Transaction Fee: When the users travel around the world and try to make purchase with the help of the credit card that they are using, high foreign transaction fees are applicable. These foreign transaction fees are usually high which scar the usability of the card outside the country. However, in case of Pier 1 Credit Card, only 3% foreign transaction fee has to be paid. This is one of the lowest fee applicable among various credit cards.


  1. Special Bonus Points Events: The offers special events in which the customers can get better deals on the reward points that they have accumulated. These events are available throughout the year and the users should stay in touch with the stores to get details.


  1. Platinum Tuesday: It is a reward benefit available only on the Platinum card with the help of which the users can get discounts on Tuesdays around the year.


  1. Low Introductory APR: The store offers low introductory APR to the users in order to provide more lucrative offers to them. The APR of the store is usually in the range of 28% but for the users who are in early months of using the credit card can get an APR rate less than the actual APR. This is part of the welcome bonus which is available to the card users.


  1. Additional Services: There are a number of other services and protections that are offered to the users of the Pier 1 Credit Card. Some of the additional services are the insurance claims for a number of products.


  1. Customer Service: The customer services offered by Pier 1 is one of the best among all the credit card services provider. The customer services are offered 24/7 and the users can ask Solutions to their issues at any time. The customer service has been best rated by the users as judged by the reviews on the internet.


Credit Score Requirement for the Credit Card of Pier 1

The store allows the users to get the credit card of the store by applying on its online site but the approval of the credit card is subject to the credit score of the user. The users will have to open an account with the company in order to get the credit card of the store. The different types of the credit cards require different credit ratings in order to be approved.