Sams Club Credit Card

Sams Club Credit Card Review

Sams Club is one of the largest retail stores chains in the United States of America, which provides members only services to the people in the country. The members of the Sams club have access to all the products and services offered by Sams Club as it is an associate and related club of the Walmart. Walmart is also one of the biggest retail stores in the United States and they started the wholesale club in order to provide discounted and wholesale services to the members. There is a lot to talk about Sams Club but the scope of our article is the review of the credit card offered by wholesale chain. The club offers the Sams Club Credit Card for the members of the club in order to facilitate them to get the srvices offered by the chain, discounted rates, and get other rewards and incentives. The credit card also allows the customers to get products and services on credit basis, which they can pay back at the end of the month.

Credit Card of the Store and what are its applications?

Sams Club Credit Card

Sams Club Credit Card

The credit card of the store has been hailed as one of the best by the retailers and members as some extraordinary services can be availed throughout the year. The credit card can be used in different parts of the country where the Sams Club wholesale chain stores are offering their services. The users and members of the wholesale chain can buy products by swiping the club’s credit card on all the Sams Club Wholesale club stores all over the country and get special benefits and rewards, which we will discuss in the later parts of this Article. The credit card of Sams Club is powered by Mastercard Inc. and it is issued by the Synchrony Bank. Both these companies are among the major credit card offering banks and transactions processing companies in the United States of America and all over the world. The credit card can also be used on all the associated stores of the club as well those where it is accepted.

General Information on Sams Club Wholesale Club Inc.

It is a chain of stores of Walmart Company and popularly known as the wholesale Club or Sams club named after the Sam Walton who was the founder of the Walmart Company. It is one of the biggest retail stores chain, which provides its services all over the United States and in some other parts of the world such as Brazil, Mexico, China and Puerto Rico. There are around 597 stores of the club in the United States of America while there are around 208 stores in other parts of the world where it is offering its services. There are a number of popular wholesale clubs present in different parts of the country, which are owned by major retail brands and businesses but in terms of its expansion, growth, products and services offering, Sams Club is among the top few clubs.

The Online Website and the Delivery Services Offered by Sams Club

Sams Club has a healthy and well-crafted website at the address { https://www.samsclub.com } where all the products offered by the store are listed and the users can look them up in case they want to purchase. The products are available online in categories such as Holiday products, Office supplies, Grocery items, Pharmacy, Health & Beauty products, Baby & Toddler products, Jewelry, Flowers & Gifts items, Auto & Tires products, Electronics items, Home and Appliances, Household Essentials & Pets items, Toys and Games, Furniture & Mattresses, Sports & Fitness, Outdoor, Patio & Garden, Photos and Auctions. They can select their most desired products and add them to the cart.

The store also provides some of the world best online delivery services with the help of which you can purchase the stuff online and have them delivered to doorsteps. In this way, you can save time and do not need to visit the stores. You can make online payments through the credit card of the store whose benefits we will discuss on the later part of this article.

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Some of the interesting facts about the Sams Club Wholesale Club are listed as below:

We will offer a full review of the Sams Club Credit Card later in this article but first all we will look into Sams Club Company and the services offered by it in general:

  1. It is Subsidiary of the Walmart Inc., which is one of the oldest wholesale retail Company in the United States of America and all over the world as it was founded in 1983 having a life of almost 35 years. The company originates in the state of Oklahoma while the HQ of the company is in the state of Arkansas, USA.
  2. Sam Walton founded the Walmart Company, which is the parent company of Sams Club.
  3. It has been listed under Retail local warehouse club in its business listing.
  4. It has product listing as retail items such as Holiday products, Office supplies, Grocery items, Pharmacy, Health & Beauty products, Baby & Toddler products, Jewelry, Flowers & Gifts items, Auto & Tires products, Electronics items, Home and Appliances, Household Essentials & Pets items, Toys and Games, Furniture & Mattresses, Sports & Fitness, Outdoor, Patio & Garden, Photos and Auctions.
  5. The parent company Walmart is one of the biggest retailers all over the world with a wide range of products offered. They are all available in the stores of Walmart, in the club-associated stores and on the website of the club.
  6. The Sams Club has its headquarter located in the State of Arkansas in the United States of America while there are a number of stores of the company spread all over the country and other parts of the world. The retailer club operates in more than 597 different locations in the United States and 208 stores all over the world where the services of the store are offered.
  7. The Retail chain Parent company trades on New York and London Stock Exchanges under the trading symbol of ‘WMT’ while it is also a part of the S&P 400.
  8. Walmart is one of the major revenue generating company in the United States as the revenue of the company in the year 2018 was $500 Billion while the net income was $9.862 Billion. The total assets owned by the company are worth $204.52 Billion.
  9. The Sams Club under Walmart also maintain a healthy online presence, which serves online shopping needs of the clients of the company. The Online Website of the company is {www.samsclub.com}
  10. Walmart is one of the biggest employers in the world with 2.3 Million employees currently working for the retailer worldwide and around 1.5 Million at its different locations in the United States of America.
  11. The company also has one of the biggest customer bases all over the world. There are hundreds and thousands of customers’ in the world getting benefits of the services offered by the Sams Club.

Sams Club Credit Card

Sams Club Credit Card is a master card, which is powered by the synchrony bank. It is available to the members of the club who can use it to make payments at the stores of Sams Club and all other stores, which provide special discounts to the users. Since credit cards are the accepted mode of payments at the stores, the users apply for the credit card and they are issued the master card. The users can use this card to make payments and get the instant special rewards in terms of cash back, credit back, discounts, coupons etc. It is justified to say that the services offered by the credit card of the Sams Club wholesale club’s credit card to the members of the club is unmatched by any other credit card in the world. The members of the club will be better off to use this credit card than any other credit card. Some of the top benefits which are available to the users of the Sams Club Credit Card are as follows:

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Top 8 Services and Perks available to the users of the Sams Club Credit Card

  1. Cash Back: Sams Club Credit Card offers the highest cash back rewards among the various commercial credit cards in the world. Cash back are a source of amazing discounts for the people as it lets them get the prices at discounted rates as well as purchase more stuff by paying less. Cash backs are offered when something is purchased through the credit card. It means that some amount is returned back to the users which can then be used in purchasing other stuff.

 

When the users purchase stuff through the Sams Club wholesale Club Inc. Credit Card, flat cash back is offered which can be used for purchasing other stuff or as a discount for other services. Some of the best deals on the Cash Backs are as follows:

 

  • The store offers cash backs on Gas Products which can be acquired from the Sams Club or associated service providers. The cash backs offered on this purchase is up to 5%. It is available for the first 6000$ purchase per year and after 1 year, the Cash back is up to 1%.
  • The store offers cash backs on Dining and Travel services which can be acquired from the Sams Club or associated service providers. The cash backs offered on this purchase is up to 3%.
  • The store offers cash backs on all Products other than those that are mentioned above and can be obtained from the Sams Club or associated service providers. The cash backs offered on this purchase is up to 1%.

The Sams Club credit card allows the accumulation of huge cash back rewards which can be up to 5000$ in a year. If you buy more and more from the stores of Sams Club or Walmart store than the cash back rewards will continue to accumulate up to 5000$.

  1. Discounts: Some of the highly lucrative discounts are available for the users of the Sams Club Credit Card on purchase of stuff from the stores of the club or from the affiliated stores. When the users purchase gas from the affiliated gas stations of Sams Club, they get a discount of a few cents per gallon. It is to be stated that the discount is available on purchase of unlimited quantity of gas. For the purchase of stuff other than gas, up to 2% discount can be obtained. When you are dining out at some of the affiliated restaurant of the Sams Club club, a lucrative discount of 2% will be provided.

 

  1. No Annual Fee: Sams Club Credit Card is highly lucrative to the users as they can get the credit card and do not need to pay any annual fee. Most of the Credit Cards in the world require some annual fee to be paid for using the credit card. The annual fee has to be paid no matter if you use the card or not. The annual fee run in several dollars which is usually a huge amount for certain users. However, in case of Sams Club Credit Cards, no annual fee needs to be paid which saves quite a few dollars for the users. No annual fee or any other additional charges if the dues of the credit card are paid well in time.
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However, it should be mentioned that a membership fee needs to be paid in order to be eligible to get the Sams Club Credit Card. The details of the membership fee have been discussed above. It must be said that while a membership fee needs to be paid to become the member of the club, it makes you eligible for a number of services. Some interest charges may involve if the due date of the pending payments is crossed. It is advisable to pay the credit card fee on time in order to avoid any additional charges.

 

  1. Foreign Transaction Fee: When the users travel around the world and try to make purchase with the help of the credit card that they are using, high foreign transaction fees are applicable. These foreign transaction fees are usually high which scar the usability of the card outside the country. However, in case of Sams Club Credit Card, only 3% foreign transaction fee has to be paid. This is one of the lowest fee applicable among various credit cards.

 

  1. Cash Access: The store gives extraordinary access to cash advance to the users when they open an account for the credit card of the store. Up to 100$ cash access is available to the new users of the card.

 

  1. Low Introductory APR: The store offers low introductory APR to the users in order to provide more lucrative offers to them. The APR of the store is usually in the range of 24% but for the users who are in early months of using the credit card can get an APR rate of up to 16%.

 

  1. Additional Services: There are a number of other services and protections that are offered to the users of the Sams Club Credit Card. Some of the additional services are the insurance claims for a number of products.

 

  1. Customer Service: The customer services offered by Sams Club is one of the best among all the credit card services provider. The customer services are offered 24/7 and the users can ask Solutions to their issues at any time. The customer service has been best rated by the users as judged by the reviews on the internet.

 

Credit Score Requirement for the Credit Card of Sams Club

The store allows the users to get the credit card of the store by applying on its online site but the approval of the credit card is subject to the credit score of the user. The users will have to open an account with the club in order to get the credit card of the store. The account of the store is accessible online and the users can manage it online.

Conclusion

The Sams Club Credit Card provides extraordinary services to the members of the Sams Club Wholesale club and it is making their lives easy. It can be said that probably there is no other card available, which will offer the similar rewards and benefits to the members than the Sams Club Credit Card, is currently offering. The reviews garnered by the credit card are also highly encouraging. The acceptability of the credit card is also all over the world since the services offered by the club are countrywide.

The store also has an online presence where all the wide range of products of the store are listed and the users can view the products on display and their prices. They can make online purchases and have the items delivered to their doorsteps.

The benefits such as cash back cheques and coupons are cashable at the stores of the club and can only be used there.