TD Bank Credit Card

TD Bank Credit Card Review

TD Bank Credit Card is one of the highest rated credit cards in the world which is issued by the TD Bank, N.A. It is one of the biggest bank in the United States of America and all over the world. It is known to be the 8th largest bank in the United States in terms of the total assets owned by the banks in the United States. The high asset value of the bank is due to the acquisitions and mergers which have been carried out over the course of the one and half century of the working of the bank.

It is an America National Bank which is also a subsidiary of the Canadian multi-national Toronto Dominion Bank which operates from the Toronto, Ontario. The bank serves in a lot of different areas of the world including 15 states in the East Coast area of the United States and Washington DC. Some of the interesting facts about the TD Bank are listed as below:

TD Bank Credit Card

TD Bank Credit Card

  1. It is one of the oldest banks all over the world as it was founded in January 1852 having a life of almost 166 years.
  2. The TD bank is known to be the Portland Savings Bank which was later named as Banknorth. The bank was later named as “TD Bank” in 2008 after the acquisition of the commercial bank “TD Banknorth”.
  3. It has been listed under Banking and Financial Services in its business listing.
  4. It is also the eighth biggest bank in the United States of America in terms of the assets owned by the bank. The total assets of the bank as listed on their website is around $1.3T as of July 31, 2018.
  5. TD Bank is a subsidiary type of bank operating in the United States of America. It is a subsidiary of the Toronto-Dominion Bank.
  6. The company is listed on the United States New York Stock Exchange under the symbol of “TD”.
  7. The bank operates in 15 different states in the East Coast Area of the United States as well as Washington DC. The bank also operates in 1,301 different locations in the United States and other parts of the world offering extraordinary services in various fields.
  8. TD Bank is one of the biggest employers in the world with more than 26,000 employees currently working for the bank at its different locations all over the world. The parent TD Bank in the Toronto as around 85,000 employees.
  9. The company also has one of the biggest customer bases all over the world. There are around 25 million customers’ worldwide getting benefits of the services offered by the bank.

Services offered by TD Bank in the United States and Canada

TD Bank offers a wide range of financial and banking services to the people all over the world. TD parent Bank in Toronto, Ontario offers services on a wide range of financial spectrum in the United States and Canada. There are different domains of the bank for offering their services in the United States and Canada for both the countries. All the domains for both the countries are as follows:

  • Canadian Retail: TD Canada Trust, TD Auto Finance (Canada), TD Direct Investing, TD Wealth (Canada), Business Banking and TD Insurance
  • S. Retail: TD Bank, America’s Most Convenient Bank, TD’s investment in TD Ameritrade TD Auto Finance (U.S.) and TD Wealth (U.S.)
  • Wholesale Banking: TD Securities

Some of the popular services and products which are offered by the TD Bank are as follows:

  1. Personal Banking: The Company offers the personal banking services to the people of Canada under “TD Canada Trust” and in the United States of America in “TD Bank”. This allows the people to deposit their money in the TD Bank and manage their finances. Different kinds of banking accounts can be opened with TD Bank which will help the people to carry out a wide range of financial activities.
  2. Small Business Banking: One of the top services offered by the TD Bank is the small business banking which allows the small businesses to operate their financial activities through the TD Bank. The bank also offers financial and loans to the projects of small businesses in order to help them stand up on their feet.
  3. Insurance: The bank offers one of the highly trustworthy and comprehensive insurance services to the people of Canada. The insurance covers various domains of the insurance industry in order to help them cover their losses. Some of the common insurance services offered by the bank are as follows:
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  • Auto Insurance
  • Home Insurance
  • Life Insurance
  • Health Insurance
  • Travel Medical Insurance
  • Credit Protection
  • Motorcycle and Recreational Vehicle Insurance
  • Business Credit Life Insurance

 

  1. Asset Management: The bank offers asset management services to the people which helps them to grow their assets by letting the bank invest their money in various stocks, securities, and bonds. The asset management services allow the pensioners to secure their future by letting the experts of the bank do asset management.
  2. Auto Financing: Auto Financing services are offered by the TD Bank to the people in Canada under TD Auto Finance and the United States which helps the people purchase the automobiles by making installment payments to the bank over the course of the installment plan.
  3. Investing: The bank offers the investing services to the people of the United States and Canada. This service helps the businesses find a stream of cash to carry out the work on their project while the bank earns some interest on the investment amount.

The services listed above shows that TD Bank is one of the major banks in the United States offering a wide range of services in various fields. These services allow the consumers on all spectrum of financial chain to get their most relevant services in order to carry out their business on a routine basis.

TD Bank Credit Card

One of the top product of the TD Bank is the credit card offered by the bank which allows the people to avail the standard services which can be obtained through a credit card. Similarly, the credit cards of TD Bank come with a number of beneficial features for the users through which discounts, rebates, and other benefits can be obtained. The credit cards of the bank are used by a wide range of people in the United States and Canada.

Different kinds of TD Bank Credit Cards and their Features

There are a number of different types of credit cards offered by the bank which helps the users of different financial health and status which caters to the needs of this different category of customers. The popular kinds of benefits which the users can avail through the credit cards of TD Bank are as follows:

  • Cash Back: When a product is produced through the use of Credit Card of the TD Bank, some of the value spend by the user is offered back which helps the users to purchase more products in the same amount. This is called the Cash Back benefit.
  • Travel Rewards: The users are provided travel rewards when they purchase the products through the use of the TD Bank Credit Cards. For every dollar spent, the users are allocated some of the free travel time or distance on the sponsored airlines of the credit card.
  • Discounts: Discounts up to 20%, 30% or more can be obtained by purchasing the products through the use of the TD Bank Credit Card.
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Some of the common credit cards along with the benefits and features offered by them are as follows:

TD Cash Credit Card

  1. Limited Time Offers: There are a number of limited time offers which can be obtained by this type of the credit card offered by TD Bank. The most popular type of the limited type offer is a $200 cash back on spending around $500 within 90 days of getting the credit card of the making and making the required value of the purchase.
  2. Redeem Reward Types: There are a number of redeeming rewards offered by this kind of the credit card. Some of the popular kinds of services which can be obtained by getting this credit card are Cash Back, Merchandise, Gift Cards, and other travel rewards.
  3. Reward Offered: The popular rewards are 3% cash back on dining, 2% cash back at grocery store and 1% cash bank on all other purchases
  4. Annual Fee: $0 annual fee is applicable to the use of this card.
  5. Foreign Transaction Fees: $0 foreign transaction fee is applicable to the use of this card.

TD First Class Visa Signature Credit Card

  1. Limited Time Offers: There are a number of limited time offers which can be obtained by this type of the credit card offered by TD Bank. The most popular type of the limited type offer is a 25,000 bonus mile on spending around $3000 within 6 months of getting the credit card of the making and making the required value of the purchase.
  2. Redeem Reward Types: There are a number of redeeming rewards offered by this kind of the credit card. Some of the popular kinds of services which can be obtained by getting this credit card are Cash Back, Merchandise, Gift Cards, and other travel rewards.
  3. Reward Offered: 3x first class miles are offered on purchasing dining and travel services while 1x first class miles are offered on all other services purchase.
  4. Annual Fee: $89 annual fee is applicable to the use of this card. However, this fee is waived for the 1st year of use.
  5. Foreign Transaction Fees: $0 foreign transaction fee is applicable to the use of this card.

TD Ameritrade Client Rewards Card

  1. Limited Time Offers: There are a number of limited time offers which can be obtained by this type of the credit card offered by TD Bank. The most popular type of the limited type offer is a 10,000 bonus mile on spending around $500 with 90 days of getting the credit card of the making and making the required value of the purchase.
  2. Redeem Reward Types: There are a number of redeeming rewards offered by this kind of the credit card. Some of the popular kinds of services which can be obtained by getting this credit card are Cash Back, Merchandise, Gift Cards, and other travel rewards.
  3. Reward Offered: %1.5 is offered in rewards on making any kind of purchase with the help of this kind of the credit card of the TD Bank. 10% rewards bonus is also offered when TD Ameritrade account is redeemed.
  4. Annual Fee: $0 annual fee is applicable to the use of this card.
  5. Foreign Transaction Fees: $0 foreign transaction fee is applicable to the use of this card.

TD Business Solutions Credit Card

  1. Limited Time Offers: There are a number of limited time offers which can be obtained by this type of the credit card offered by TD Bank. The most popular type of the limited type offer is a $300 Cash Back on spending $3000 with 90 days of getting the credit card of the making and making the required value of the purchase.
  2. Redeem Reward Types: There are a number of redeeming rewards offered by this kind of the credit card. Some of the popular kinds of services which can be obtained by getting this credit card are Cash Back, Merchandise, Gift Cards, and other travel rewards.
  3. Reward Offered: The popular rewards are 3% cash back on dining, 2% cash back at grocery store and 1% cash bank on all other purchases
  4. Annual Fee: $0 annual fee is applicable to the use of this card.
  5. Foreign Transaction Fees: $0 foreign transaction fee is applicable to the use of this card.
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TD AeroplanTM Visa Signature® Credit Card

  1. Limited Time Offers: There are a number of limited time offers which can be obtained by this type of the credit card offered by TD Bank. The most popular type of the limited type offer is a 25,000 bonus mile on spending around $1000 within 3 months of getting the credit card of the making and making the required value of the purchase.
  2. Redeem Reward Types: There are a number of redeeming rewards offered by this kind of the credit card. Some of the popular kinds of services which can be obtained by getting this credit card are Cash Back, Merchandise, Gift Cards, and other travel rewards.
  3. Reward Offered: 2x Aero plan class miles on Air Canada are offered on purchasing dining and travel services while 1x first class miles are offered on all other services purchase.
  4. Annual Fee: $95 annual fee is applicable to the use of this card but the annual fee is waived for the use of the card in the first year.
  5. Foreign Transaction Fees: $0 foreign transaction fee is applicable to the use of this card.

TD AeroplanTM Visa Signature® Credit Card

  1. Limited Time Offers: No limited time offer is provided on this card.
  2. Redeem Reward Types: There are a number of redeeming rewards offered by this kind of the credit card. Some of the popular kinds of services which can be obtained by getting this credit card are Cash Back, Merchandise, Gift Cards, and other travel rewards.
  3. Reward Offered: The popular rewards are 3% cash back on dining, 2% cash back at grocery store and 1% cash bank on all other purchases
  4. Annual Fee: $29 annual fee is applicable to the use of this card.
  5. Foreign Transaction Fees: $0 foreign transaction fee is applicable to the use of this card.

How can you apply for a TD Bank Credit Card?

You can apply for the credit card of the bank if you reside in the area where the services of the bank are offered. You can apply irrespective of whether you have a bank account of TD bank or not buy in case you have a bank account then the application process is much simpler as compared to when you do not have a bank account.

When you apply for the credit card, you need to visit the website of the bank where the credit cards are listed. The link to the website is {https://www.td.com/us/en/personal-banking/credit-cards/credit-cards-all-lander/}.

Here you can choose the type of the credit card which is best suited to your requirements from the 6 different kinds of the credit cards listed.

Once you have decided which credit card you want to get, you can move forward by applying by clicking on the “Apply Now” option given below.

When you click apply on the button, you will see a form which you will have to fill. There are around 8 steps which you have to complete before submitting your information. Here you are required to enter your personal information as well as other required information for the formal processing of your card.

Once you have submitted, the work on your request will be carried out and you will be contacted when your application is approved.