Ulta Credit Card Review (Guide in 2018)

Comenity bank is an international bank that supplies different kinds of credit cards to it’s customers. One such credit card is the Ulta credit card. The Ulta credit card are best suited for the customers who extensively shop for beauty products online.

Further, this card is of two kinds depending on the card holders preference

  • Ultamate Credit Card
  • Ultamate MasterCredit Card

Ulta Credit Card
Ulta Credit Card

These are widely used for the benefits availed from it.

Why Use Ultamate Credit Card?

On a brief note, this card has special offers for the customers.

  1. No annual fee
  2. Easy to apply Online
  3. Can Control and access the account through online
  4. It has got many benefits in the terms of points. If you spend 1$ at ultamate beauty, you earn 1 point. With every 200 points you make, there is 10$ retailer praise.
Why Use Ultamate Credit Card?
Why Use Ultamate Credit Card?

Ultamate Mastercard

For every 1$ spent at the Ulta beauty, you earn 2 points

For every 3$ spent outside of Ulta beauty using the card, you earn 1 point. Accumulating points can give you more rewards.

No Annual Fee

You win 500 bonus points when you spend 500$

Along with it, you have an option to earn 1 extra point for every 1$ purchase from the Ulta.com

Upto 5x times points for signing up for the email updates.

The offers will depend according to the below increments only.

100 points = $3.00 off

250 points = $8.00 off

500 points = $17.50 off

750 points = $30.00 off

1,000 points = $50.00 off

2,000 points = $125.00 off

 

Many such benefits are having costumers in US opt for the Ulta Credit Card.

 

How to Apply Ulta Credit Card Online

How to Apply Ulta Credit Card Online
How to Apply Ulta Credit Card Online

I will take you through the STEP BY STEP method on how to apply online and sign up to own the Ulta Credit Card.

To apply for the Ulta Credit card is not much of a hassle as it is absolutely free to open an account in the page.

 

Conditions to Apply for the Ulta Credit Card

 

To apply online there are a few conditions that must be met by the credit card customers.

  1. The credit card holders are expected to be not less than 18 years of age and must have reached the prerequisite age according to the US government.
  2. The Credit Card Customer is expected to have a legitimate Government issued photo ID which will be later accessed for it’s authenticity only after which the account will be created hassle-free.
  3. The Ulta Credit card customer is expected to enter his/her social security Number issued by the US government.
  4. The Applicant must be a resident of US.
  5. The applicant from Canada is supposed to fill in SIN(Society insurance Number)

 

How to Apply for Ulta Credit Card

Step 1 – Go to Comenity.net website and click the desired Credit card Homepage. In this case click on the Ulta Credit card.

Click on the apply button to start with the Ulta Credit card acquisition process.

 Step 2 –  The customer is then led to another page that requires to fill in the personal data of the credit card holder.

Fill the below required forms consisting of:

  • Name
  • Social Security Number
  • Date of Birth
  • Annual Source of revenue

Step 3 – Subsequently, the card holders are to fill their Contact data.

  • Street Address
  • Apartment
  • City
  • State
  • Zip Code
  • E-mail Address
  • Mobile Phone Number

Step 4 – In the end, the credit card holder should authorize a purchaser and click on ‘Continue’.

 

What Is Authorization of a Purchaser Mean?

The card holder is allowed to authorize purchase to a maximum of four members who can use and purchase with the Ulta credit card.

The money spent by the authorized users will be accounted to your credit.

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If there is any up gradation to the Ulta credit card, the benefits can be used by all the authorized members.

 

Ulta Credit Card Sign Up

Ulta Credit Card Sign Up
Ulta Credit Card Sign Up

Once you have applied for the Ulta credit card from the comenity website. You need to sign up for the internet access of the card.

Step 1:

Click on the Comenity.net website and click on the required card you need to use. It returns you to te homepage of the Ulta Credit card from which register link on the page is clicked.

By now your application process would have been approved and completed. You need the following information to sign up for the internet access of the card.

Step 2:

Fill in the below mentioned information in the form.

  1. The Ulta Credit card account number
  2. The Postal code
  3. Social Security Number if you are from US or SIN( Social Insurance Number) if you are from Canada
  4. Thus the identification type is selected
  5. The last four digits of the SSN or SIN is filled in there.

 

Create the Ulta Credit Card Account

For creating an account, the following information is to be filled

  1. Your desired user-name
  2. Desired strong password
  3. Rewrite the password for verification
  4. Your email address
  5. Your Mobile number

By providing your mobile number, you automatically agree to the terms that you will be contacted by the comenity bank for any information regarding access, transaction information and any updates from the bank to the customer through the text messages or calls.

 

Paperless Enrollment Using the Ulta Credit Card Account

There is a provision for the paperless enrollment of the bills directly to your smartphone.

The option depends on the individual card holders. the paperless bills are secure, timely with email reminders sent once a month and reliable as there are no consequences of losing the paper bills nor the proper filing of the required bills.

The benefits of the Ulta credit card are

  1. You can manage payment online with 24/7 access
  2. Your personal information can be edited.
  3. There is an option for selecting paperless billing
  4. Alter the account settings for your benefit
  5. You can select an authorized buyer, a maximum of 4 members can be authorized.
  6. The available credit balance can be viewed.
  7. Check the current balance
  8. Monitor the transactions
  9. Avail the bank statements

 

Ulta Credit Card Customer Care Service

Ulta Credit Card Customer Care Service
Ulta Credit Card Customer Care Service

One of the benefits of owning the Ulta Credit Card is the provision of the Ulta Credit Card Customer Care.

These are the powerful assistance that the comenity bank provides for it’s card holders.

The benefits of the Ulta Credit Card customer service are

  • 24/7 assistance of the helpline to aid any problem regarding the payments, the online transactions, the billings, the approval of your account, the arrival of your torrid credit card, the sign up and any other problem faced while accessing your account.

 

 Ulta Credit Card   Customer Care Hours

Monday-Sunday   24x7x365

Live Customer Care hours might differ on the holidays. But to access to the automated customer care service will definitely be present on all days throughout the year irrespective of the time.

 

Ulta Credit Card Customer Care Number

Customer Care

1-866-254-9971

TDD/TTY

1-888-819-1918

Ulta Credit Card Customer Care Address

Comenity Capital Bank
PO Box: 183003
Columbus, OH 43218-3003

One of the very common queries is regarding the account is about the arrival of the credit card once it is applied

 

How do I get the information about my application being approved?
A. You will usually be approved instantly followed by receiving your Ulta Credit card number. Be ready to shop right away.
If at all you receive a message instead of instant approval saying that your card is under review, then there will a notification by the Comenity Bank about the status of your application through mail in 7-10 business days.
Following the approval, your Ulta Credit Card will be received through mail within 7-10 days.

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When will I get my card?
Your card should arrive by mail within 7-10 business days after your application is approved.
Contact Comenity Bank, directly at 1-800-853-2921 (TDD/TTY 1-800-695-1788), Monday – Friday, from 8 a.m. to 9 p.m. EST.

What if my application status showed “under review”. What does this mean?
A. Don’t you worry! Comenity Bank is taking a speck more of time to look into your application and will let you know about the status within 7-10 business days.
Please remember that the Comenity bank will not share any messages regarding the application status through phone calls or text messages keeping security as a priority.

 

If in case you have not got your status through mail, Please contact the Comenity Customer Care Service or contact Comenity Bank, directly at 1-800-853-2921 (TDD/TTY 1-800-695-1788), Monday – Friday, from 8 a.m. to 9 p.m. EST.

The Ulta Credit Card payment will be done according to the dates that have been rendered during the application and the internet access to the torrid credit card.

Here are some of the information regarding the payments in terms of the Frequently asked questions(FAQ)

If my payment is due today and I make the payment based on today’s date. Will it be credited into my account on the payment date.

A.Make sure that the online payments furnished before 8PM EDT can be credited to the Ulta card holder’s account on the paid date.Those Online payments furnished after 8PM EDT will be added to your credit the next day (or on your future scheduled payment date). Update yourself with the information that it might take up to two business days to complete the whole financial transfer from the personal bank account to your Ulta credit card Account.

How to edit an already stored checking account?

You Go to the my Profile page, you have two options given .

you can either update or edit your checking bank account given the condition that your checking bank account is still attached to the scheduled payment.

Once the payment is done or not processing , you can edit your checking bank information, update it and then delete the old Checking bank number.

 

The payment to my Ulta Credit card Account is Overdue. What is the amount to be furnished by me?

Any amount can be credited to your Ulta credit account but it’s always best if you pay the Minimum Payment Due as You may make a payment of any amount, however, it’s best if you pay the Minimum Payment Due at your immediate chance. With this you’ll avoid the accumulation of the additional late fees.

 

Suppose I returned all the merchandise( goods), does the rule of monthly payment apply?

If there is a credit card balance after returning of the merchandise, the torrid credit card holder must pay the minimum payment due depending on the scheduled billing statement. The best way to have a peaceful ownership of the credit card, please pay the Minimum payment due to ward off the additional payment dues.

 

Can the Payment Due Day be edited to our convenience?

Suppose your torrid Credit card account is in a good impression with all the payments furnished on scheduled dates. There is an option provided for you to change the payment due date according to one of the day options provided in the account.There is an option provided for you to change the payment due date according to one of the day options provided in the account.

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There is no fee charged for changing the due date

But the frequency of the date being manipulated according to your credibility will be limited

The One-time payments will not be altered if there is any changes done regarding the Due date alterations.

 

Even after I changed my Payment Due Day , the Account Center hasn’t put up my new date. Please assist!

Once the changes are made to Payment due date, it usually takes two statements before the due date changes are effective.

Hence you will not see any changes regarding the due date change until then.

For more guidance please contact customer care service provided by the website.

 

Does it matter if the payment is made on a holiday or on weekends?

Anytime,is the perfect time and any day is the best day for the payment to be done online.

 

If my bank is located outside of US, can I still make a payment?

No, that won’t be possible as of now. However if you are present outside of US, maybe an electronic transfer might be possible. For more information on this please call the customer care service number from the Torrid website.

 

How to make an online payment into my Ulta credit card?

Make sure you have a checking account number and a bank routing number at your disposal. For the credit card holder’s convenience, all the aforementioned information will stored securely for the future payments. You have an option to update the information later.

To make a payment now, please click on the link payment page after signing in to your Torrid credit card account.

 

How to schedule the exact date I want my payment withdrawn from my personal bank account.

Basically, any financial transaction will take two business days to complete.

You will have an option to determine the date you want to make the payment to your torrid credit card account.

 

Should I pay any fee for making the payment online?

Lucky you, there is no such fee charged for making online payments. It’s easy and hassle-free.

To make a payment, can I use my current debit card at the account center.

We are sorry that no such option is available as of now. The credit card holder needs to make the payment using the current checking bank account.

Mind that it is not the number you find it on the front of your debit card but on the bank cheques or on your monthly bank statement.

 

Is it possible to delete a scheduled payment? If so, How?

Yes, you can always delete a scheduled payment.

But a few conditions has to be met.If the funds are not yet transferred from your bank account. Yo can delete a scheduled payment.

 

When and how your make your request also matters…

Contact the Account center secure Message center.

You can also follow up with a mail before 6:00 PM eastern time, make sure it is at-least 3 business days prior the scheduled payment date.
f you need to delete a required scheduled date, then please go to Payments page on the website and send in a request.

 

Reviews of the Ulta Credit Card

The ultamate rewards credit card strikes a four out of five on the rating scale. The benefits from owning the Ulta credit card are used for the vacations, booking hotels and buying on discounts on the beauty products online. It’s users are extensively satisfied with the rewards the Ulta Credit card has to offer. But the only problem is the high APR rates which can be avoided.

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