Victoria Secret Credit Card Login, Payment and Customer Service

What is Victoria Secret Credit Card? How to be ‘an angel’ with Victoria Secret Credit Card? Having a retail credit card comes with lots of convenient. You get to shop at your favorite outlet and in the process, get to earn a point and get rewards. Many banks have teamed up with various outlets to come up with credit cards that make our shopping experience more fan.

When you shop with your retail cards, we get to have our favorite stuff. From the furniture to home decor and accessories, through credit cards, you get what you need at your convenience. Well, bedroom and inner wares are also considered too.

Victoria secret is one of the leading online and in-store retailers of luxury lingerie. Owned by L. Brands, it is a store that will make you feel good on the inside when you wear their products. Do you have a special kind of liking for Victoria secret products? Read along and learn.

What is Victoria Secret Credit Card

What Is a Victoria Secret Credit Card?
What is Victoria Secret Credit Card

Victoria secret has teamed up with community bank to come up with the Victoria Secret Credit Card. The card is from Victoria secret stores for shoppers. It was made to make their loyal customers feel “like angels” while shopping with them. That is by giving them an opportunity to apply for their credit card.

With the credit card, you get to enjoy massive benefits. They have a special way of rewarding their loyal customers to make them come for more to earn more rewards and benefits. Their rewarding system comes in form of tiers with each level of tier having its own benefits and rewards. They are;

  • Angel credit card. It is for initial applicants.
  • VIP angel credit card. Gain this status when you earn more than 500 points.
  • Angel forever credit card. You gain this status when you earn more than 1000 points.

When you initially apply for the card, you get an angel credit card. To move to the next VIP angel credit card, you need shop and gain more points. That means the more you shop, the more you get your points and the high you will get in the tier. There is also the pink angel cad issued at the pink stores.

Victoria Secret Credit Card Benefits

Benefits of Having a Victoria Secret Credit Card
Benefits of Having a Victoria Secret Credit Card

When you have the card, you get to enjoy the benefit offered depending on the level of your card. To get the benefits, you need to shop at Victoria secret outlets and pink stores. The card can also be used at bath and body works but it should be noted that no rewards will be given in these stores.

The benefits include;

  • For every member, you get to have a free birthday gift every month.
  • When you buy online, you will have your goods shipped to your desired destination for free. That applies to all goods including bras.
  • You get to redeem points for a gift card. That depends on your card tier. You will get $10 for every 250 points that you have.
  • Get to triple your points when you purchase a bra.
  • You earn a 15% coupon with the card for the future
  • With the card, you are privileged to have an exclusive reward for shopping.
  • You get access and invitations to events and special sales throughout the year.
  • No annual fee for the card.
  • The card has a grace period within which you are supposed to make your payments.

Disadvantages of Victoria Secret Credit Card

Disadvantages of Victoria Secret Credit Card
Disadvantages of Victoria Secret Credit Card

The card has some small grey areas that you need to watch out when you are applying. These are;

  • The interest rate of the card is very high.
  • The card is limited. You get to use the card at Victoria secret stores and pink stores. When you shop with the card at bath and bodywork, there is no points earned and no rewards.
  • You need to keep your card active. That means you need to shop regularly. A more than 12 months dormant card get its rewards struck off.

So, if you are a great fan of Victoria secret lingerie and you can’t wait for the next visit to their outlets, this is the card to have. With the benefits of the card, you can gain a lot with the Victoria Secret Credit Card. Are you eager to know more? Follow through as I guide you on how to log in.

Victoria Credit Card Login Online

How to Log in to Your Victoria Credit Card Account Online
How to Log in to Your Victoria Credit Card Account Online

Managing your account online is always important and vital, who wants to be in the bank always anyway? From your network-enabled device, you can be able to update your account, pay bills, receive paperless bills and monitor your account activities.

  1. For you to be able to log in, you must register first. It is an easy process. Just follow the following procedure;
  2. Go to the website
  3. Once there, you need to click on “register online” link under the sign in link
  4. Now you need to enter your Victoria secret card account number, the last digits of your social security number and your zip code.
  5. You need to create a login. to do this, key in a username that is between8-15 characters. Don’t forget to include numbers in your username.
  6. You also need to create a password that should also be 8-15 characters including numbers.
  7. Next, enter your email address and your mobile number if you wish they communicate to you using your phone.
  8. If you wish to enroll in a paperless mode of billing, you need to click on “enroll for paperless mode”.
  9. Once you click on next, your information will be processed and is ready within a minute.

How to Login Victoria Credit Card

How to Log in After You Have Registered
How to Log in After You Have Registered
  1. You need to go to their website
  2. At the sign in link, you need to enter your username and password that you entered when you were registering.
  3. Click on sign in and you will be redirected to your account.
  4. In case you forgot your username or password, they have a clear guideline on how you can recover the information.
  5. Click on the forgot password or forgot username link and follow the steps and once your information is verified, you will be given another chance of creating a new password or username.

Victoria Secret Credit Card Application

The Process of the Card Application
The Process of the Card Application

It is the process where you get you acquire your card. After you have read through and gathered all the information and you are sure it is the card you want to have, it is simple and quick to apply, but first, you need to meet these initial qualifications. For you to have a Victoria Secret Credit Card you need to be;

  • Must be a USA resident.
  • Should be 18 and above.
  • Should have a mailing address.
  • Though they don’t look at the credit score, it is good to at least have a fair credit score.

Do you meet the above qualifications? Read along as I tell you how you will apply for the card. You can get the card using two main ways;

  • From the store outlets

In this way, you need to walk into any Victoria secret outlet countrywide and ask for assistance in acquiring the card. You need to have with you your government identity card, social security number, and your income information. The store assistant will assist you in the process.

  • You can apply online

It is a fantastic and easy way of acquiring a credit card at the comfort of your living room. From your network-enabled device, you need to follow these easy steps;

  1. You need to go to home page
  2. Once there, you need to choose the design you want for your card.
  3. Enter your name, address, phone number, social security number and click next
  4. You need to add an authorized payer. Comenity bank recognize you as the solely authorized payer of the card
  5. You need to check all the checkboxes to give consent
  6. Verify the information you have given. Remember this is the information that will be used to process your card. Be accurate.

Once you apply, it takes a few business days for your card to be approved, processed and be delivered to the mailing address you provided.

How do I Make Sure My Victoria Secret Credit Card Application Goes Through?

It is a question that most potential customers ask on social platforms. The process of application is easy. However, sometimes applications don’t go through due to some reasons. Although only Victoria secret customer care can accurately answer the question, here is how you can increase your chances of your application being accepted;

  • You need to apply

Yes, how else will you get something if you don’t ask for it? just because you are a faithful shopper doesn’t mean you will be handed the card before you apply. You need to walk in any of the Victoria secret outlets or online and fill in the application form

  • Your financial information

Its true they are not that keen on your credit score, but to be honest who wants to give a person who doesn’t pay the debt? You need to have an at least a fair credit score to increase your chances. Make sure that you don’t have accumulated debts that you have not paid, they have a way of knowing.

  • Be accurate with your information

With the information that you give when applying, they will verify and investigate you as their potential card holder. Most people tend to give false information to obtain the card. Once this is detected, no card will be issued. Also, ensure you fill your information in the appropriate space.

  • Be patient

It is human. Sometimes we tend to be impatient especially when it comes to good things. Yes, you will have a lot of rewards and offers to await you once you have the card, but you should exercise patience. It takes a few days for the card to be delivered, looks forward to your shopping and waits for the card.

Victoria Secret Credit Card Payment

Victoria Secret Credit Card
Victoria Secret Credit Card

A credit card is a loan. A bank or card provider issue you with the card and expect you to make payment when the time comes. Victoria secret card billing cycle ends on 7th of every month. You are then given a grace period of 25 days within which you are supposed to make your payment.

For you to enjoy your shopping, you need to pay the credit card in full.  That make you safe from any penalty fees. Avoid accumulation of payment as this can also affect your credit score. The credit card has four main ways in which you can make payments with. These are;

  • Online

Once you register online, you can be able to make payment online using your computer or your tablet. Log in to your account and follow the following steps;

  1. When you log in, go to make payment option.
  2. Click ok and enter the amount you want to pay and click ok.
  3. Next, you need to set the schedule in which the money is supposed to be paid. When doing this, mind your due date to avoid a penalty fee.
  4. Key in your routing number and account number that is funded at the bottom of your check or deposit slip.
  5. Verify your information and proceed to make payment. If you make your payment before 6 pm, your account is updated that same day. Payment made after 6 pm are updated on the next business day.
  • In-store payment

Making payment physically is convenient for people who want an immediate response or are late in payment. For you to do this, you need to walk to any Victoria secret stores and ask for assistance in making the payment. You need to have your account number and your national ID. After the payment is made, it will be updated immediately in your account.

  • Payment by phone

Victoria secret has also made it possible for their cardholders to pay their bills through their phone. You need to call 1-800-695-9478 and be assisted in making the payment. You may be charged a fee for being assisted and you need to have your checking account number and the routing number for payment to be complete.

  • By mail

You can also make payment by mailing your personal check, bankers check, travelers check or your money order. What you should note is that this mode of payment takes 7 business days for it to be credited. It means that if you are near your due date, you may have to look for another mode to pay your card.

Mail your mode of payment to;

Victoria secrets

PO BOX 659728

San Antonio TX 78265-9728.

Victoria Secret Credit Card Customer Service

Victoria Secret Credit Card Customer Care
Victoria Secret Credit Card Customer Service

For you to enjoy your credit card, you need to run it smoothly with no hitches. Sometimes it is inevitable. You may have difficulties in logging in, your account details or maybe your card queries. For you to solve the issues you will need assistance from your card issuer

Victoria secrets have a very supportive customer care that is there 24 hours a day, 7 days in a week all year long. They help their clients through;

  • Their website which is
  • You can call them through 1-800-695-9478 from Monday at 8 am to Saturday 9 pm ET. They are closed on Sunday and calls may vary during the holidays.
  • You can use their automated customer call which is available all the time
  • If not agent, you can mail the complaint to Victoria secrets outlets or to comenity bank

Victoria Secret Credit Card Phone Number

It is vital when it comes to communication. You call with the number to reach their support for action to be taken on a certain issue. You can call them when you want to;

  • Make bills payment
  • When you want to raise an issue with your card and account and you want it addressed immediately.
  • When you want to follow up on your application.

You can reach them through their official number which is 1-800-695-9478 from Monday at 8 am to Saturday at 9 pm. They are normally closed on Sunday, so no calls are picked on that day.

All retail credit card is convenient to the holders. When you have the card, you get to enjoy different rewards and offers that come with the card. Victoria secret credit card is no different. If you are a die-hard fan of Victoria secret products and you shop frequently at their outlets, it is convenient to have the card.

The key issue with any card is to make payment. Once you receive your bill, you should make sure you pay in full and on time to make sure no penalty fee is slapped on you. Before you apply for the card, you need to go through the terms and conditions to make sure you understand what you are applying for and once you have the card, gain the best out of it.

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