Zales Credit Card Review (Guide in 2018)

Zales cooperation is among the number one jewellery store in America with close to 100 years of experience in selling of jewellery and other accessories. The company sells its merchandise both on the store and online with their headquarter located in Irving Texas.

With around 781 location in the USA, the company also has other divisions like the people jewellers, Kay jewellers, LeRoy Jewellers and they have employed around 12,500 people in the USA. The use of Zales Credit Card has been a major boost to online sales.

Zales Credit Card
Zales Credit Card

Of course, to get one of Zales credit cards, you have to apply. You can do so online by visiting their official page where you will be required to register, sign or login.

Zales Credit Card Login

Zales Credit Card Login
Zales Credit Card Login

To create the Zales credit card login, you will have to visit the Zales credit card official homepage. Once you are on, you will click the apply button which is on the right-hand side of the sales credit card page, you will be redirected to the next page where you will begin your Zales credit card application.

The application process that will lead to the creation of Zales credit card login is an easy process and you will need to just fill in the application form online. You will fill the name of your city, state, submit and confirm your email address, mobile primary mobile phone number and an alternative number.

You will proceed with the process until you will be able to create your Zales credit card login and have your login credentials with you. However, you need to read the terms and service when you register to use the Zales Credit card. Still, the Zales

Logging to Your Zales Credit Card Account

You will also submit your personal information and your financial records and this will be used to gauge your credit card sore rating to see if you qualify for the use of the Zales credit card. Once you have created the Zales credit card login credentials, you can now log in to your Zales credit card account using Zales credit card login credentials

If you encounter problems while login in, you can visit Zales official page and content Zales customer care service. If it a problem with your password, you can retrieve the same by clicking on the forgot password link.

Zales Credit Card Payment

With the creation of the Zales credit card login and further registering for online access on the Zales credit card account, one can easily make payment with ease and do so while at home, school, work or any place that they deem necessary.

For you to pay for credit card bills, you will log in using Zales login credentials, when online and in the credit card homepage, click on the payment dashboard. You will find payment options where you can debit or credit your account

You will have to set the auto debit mode which allows you to debit Zales bank consequently crediting Zales credit card Company. The process is easy and smooth with minimal complications

Zales Coupon Offers

When you pay your bills with Zales credit card, you will be eligible for Zales coupons. Noteworthy, Zales credit card comes with interesting offers. You should apply for Zales credit card as the card has an easy approval process.

Moreover, Zales credit card charges no monthly interest and if you plan to use the credit card to purchase Jewellery at the Zales store, you will get free jewellery cleaning and inspections. Plus, the Zales credit card application process is easy and when online, the process will not take you more than 10 minutes to accomplish

Some of the Zales credit card coupons offers to ensure you pay no interest on balance paid in full but you should make a minimum purchase of $150. Moreover, you will not pay any monthly interest on balances worth $1000 which is paid in one year time.

How Can You Make Better Use of Zales Credit Card Payment?

Now that you can pay online with ease and such comfort, you should aim to reap the best services with Zales credit card payment. How will you best use this card while making payments? If you have a bad credit card score, you should apply for this card. You can boost your credit card rating while making purchases at Zales credit card store.

You can get the best of Zales coupons by having extra credit on your Zales account. Also if you need to make huge purchases using Zales credit card, you should make onetime payment and in the appropriate time

You also need to check on Zales credit card payment online e. Here you will get links to exclusive offers bonuses and promotions. You will save a lot with Zales credit card offers. If you still need more information on Zales offers and convenient way to pay bills using Zales credit card, you can visit Zales FAQ page or call on 1-844-271-2708.

Zales Credit Card Payment

The Zales credit card is issued by the Comenity Capital Bank and the latter bank provides you with plenty of option to load your Zales credit card account. If you are an online guy, you have the Zales credit card and you registered for online access you can visit Zales official account and click on the pay button and you will be directed to the community bank online portal

Since we cannot all make payment online, you can make your payment using mail and you can use the following address, Zales Credit Card, BOX no 659819 San, Antonio, TX 78265-9119. You can call via mobile phone to make payments. Dial 844-271-2708

Zales Credit Card Calculator

The use of Zales Credit Card Calculator enables Zales credit card client to tell the duration they will need to pay off their loans. Moreover, you will be able to identify the amount of interest you pay. You will just need to input some basic information and the calculator will do the rest.

With this calculator, you can be able to calculate the amount of time you will require to make the Zales credit card payoff loan. You will be able to see which Zales credit card to use, identify how you are going to increase your payments and how you will going to use your Zales credit card to make an automatic payment

In summary, the Zales calculator can aid you to build a suitable payment plan and you will have the opportunity to adjust the same over time. You can use some of the Zales credit card payoff calculators to clear your debts with no hassles.

Zales Credit Card Customer Service

Zales Credit Card Customer Service
Zales Credit Card Customer Service

You can contact the Zales Credit card customer service if you have queries with your Zales Credit card. When online, you can easily ask the question, comment on their customer service page or raise an issue of concern.

If you are not always online and you don’t have the time to log into Zales credit card customer care portal, you can send an email, visit or call using the Zales credit card free toll number provided in this article.

Still, if you have unsatisfied with the Zales credit card customer care service, you can visit the Zales official page – jewellery selling site. Here you can get clarification on your shipment, understand return and exchange policies and make use of their in-store services.

You can get in touch with the Zales customer care service through filling the application form online. There are other communication channels like the live chat-my favourite as I just have to wait for a few seconds for the next Zales support agent.

You can still use the mail service, Address your mail to Z-Mail customer service   Box number 152777, Irving Texas 75015. They still have a special department for credit card question where you will contact Commenity Capital bank LLC on 1-844-271-2708. You can also use their automated service.

Zales Credit Card Customer Service Phone Numbers

Zales Credit Card aid cardholders to pay the bill online and shop at the Zales jewellery store. The jewellery store provides a range of services to its customers like jewellery cleaning, inspection and free delivery

For queries with your Zales Credit Card, contact 18005866923. The billing and customer service facility mil number is Box 653054, Dallas, TX 75265-3054. If you want to pay for the Zales Credit Plan use Box183015 Columbus, Ohio, USA

If you reside in Texas and near West Walnut Hill Lane, you can schedule an appointment at the Zales main branch cooperation offices located at 901 West Hill Lane, Texas. Getting a one on one connection with Zales credit card depart I bet will guarantee you of excellent feedback.

You can visit their website for more of the Zales credit customer care number. However, with live chat feature and the Zales Free toll number, you will get your issues sorted ought quickly and you will not need to send an email or mail. The Zales credit card customer support number is 18005866923.

Zales Credit Card Application

Zales Credit Card Application
Zales Credit Card Application

Zales credit card offers great services to loyal customers. You can build your credit card score and benefit from coupons and numerous offers when you purchase jewellery with the Zales Credit Card. This is just a tip of the iceberg but there are more benefits when you apply for the Zales Credit Card.

Some of the application benefits will ensure you get jewellery cleaning and inspection, optional credit insurance, you get convenience when you make in-store payments, you get zero liability on unauthorized purchases and you can manage your account online.

Qualification Condition for Zales Credit Card Application

If you have attained 18 years ago, you qualify to apply for the Zales credit card. However, you should have a copy of your ID (scanned or in photo) you will need to also provide your security number. The application form will contain five parts but parts that you can fill without pulling many strings.

You will need to fill your personal information, your name home and email dress and telephone number. You will provide your financial information in the second part. Have documents to show your annual wages, additional income, mortgage status, residential status and your rental charges

You will proceed to fill your security information where you will input your security social number, a photo of you, your date of birth, your state number and Zip code. The nest part can be completed online but you should remember to print form and forward to Zales company

Zales Credit Card Approval Rate

How long it will take for your Zales Credit card to be approved will depend on the nature of information you submitted during the application process. If your Zales credit card is not approved within 14 days, you can contact Zales credit card customer service.

Plus, if you have a bad credit card history and you need to revamp your credit card score, then don’t waste your time applying for Zales credit card, they have stringent conditions for clients with bad credit card score

Still, the card can only be used to purchase jewellery at the Zales credit card store at if you have a bad credit card score, you don’t seem to be the guy to purchase lots of jewellery and this, when taken into consideration, may derail or hinder completely your approval rate.

If you have a credit card score of about of 550-600 you Zales credit card application may be a success. However, there are a lot of variable factors considered for your Zales credit card to get approved not just your credit card score.

Zales Credit Card Application – Is it Worthy My Time?

There are a lot of benefits of creating the Zales credit card application online. There are no monthly fees and the credit card offers numerous coupons and offers. However, if you are not the guy who buys jewellery regular don’t apply for the Zales credit card

You can only use the Zales Credit card at the Zales Jewellery store and if you can purchase jewellery frequently, you will not benefit from numerous Zales Coupon and offers. If you love jewellery accessories then apply for the Zales Credit Card. You will benefit.

Zales Credit Card Reviews

You can use the Zale credit card to purchases jewellery at the Zales company. Some of the high-end features associated with this credit card include the card having an APR of 29.99% but this varies based on the prime rate.

The Zales credit card carries no Transfer APR balance and it has a grace period of at least 25 days after the termination of the billing cycle. The card carries late payment fee of utmost $38 and a returned payment fee of similar latter value. There is no annual fee but you will have to pay a transaction fee of between $9.95 in a period of between 5-18 months.

Zales Credit Card Ceiling Features

The card encourages special financing as there is no interest rate charged if you pay your balance during the promotional period. However, you have to make timely payment to benefit from this special financing features

Plus the Zales credit card provides a 50% off purchase bonus if you make buy Zales jewellery products on your birthday. You will need to open an account in the month during your birthday or two months before

Moreover, if you are in the United States and you purchase Zales jewellery products using your Zales credit card, you will not pay shipping charges and you will get 10%slashed off with your jewellery repair services anytime.

Zales Credit Card Cons

The credit card can only be used to purchase jewellery products at Zales company only thus you cannot use Zales credit card in your grocery store or your nearby restaurant. This makes the card available for the jewellery lovers.

Plus the Zales Credit card is not a good credit card if you want to boost your credit card rating. The Zales credit card is issued by the Commenity bank and there are higher chances, your credit card won’t get approved if you have a low credit card score. Moreover, their credit card charges a high standard APR.

Should You Apply For this Credit Card?

First, if you are planning to visit Zales for the first time, you will see for yourself that most of their merchandise is Pricey. But it’s normal for jewellery accessories. Who buys/sells diamond rings at throwaway prices? If you price of the Zales product is affordable to you, then you should apply for the Zales credit card

Secondly, the credit card promotional features may allow you to finance for jewellery purchase over time. Once you qualify for the card and you don’t have such a heavy cheque, you can benefit from the Zales coupons offers and manage to make Zales purchases.

If you buy jewellery products periodically, during your birthday and other holidays and an insubstantial amount in a year, then you should apply for the Zales credit card. Do not apply if you a type of guy who buys jewellery products on weddings. You will not benefit much

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